{"id":37458,"date":"2022-11-15T19:37:50","date_gmt":"2022-11-15T19:37:50","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=37458"},"modified":"2022-11-15T19:37:50","modified_gmt":"2022-11-15T19:37:50","slug":"fed-begins-12-weeks-digital-pilot-for-cbdcs","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/fr\/fed-begins-12-weeks-digital-pilot-for-cbdcs\/","title":{"rendered":"La Fed de New York lance un projet pilote num\u00e9rique de 12 semaines pour les CBDC"},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li><strong>Les autorit\u00e9s f\u00e9d\u00e9rales aux \u00c9tats-Unis sont ind\u00e9cises quant au lancement de CBDC, mais des agences du secteur priv\u00e9 \u00e9tudient cette option.<\/strong><\/li>\n\n\n\n<li><strong>Les institutions financi\u00e8res pensent que les CBDC offriront une efficacit\u00e9 dans les paiements.<\/strong><\/li>\n\n\n\n<li><strong>L&#039;Union europ\u00e9enne a fait d&#039;\u00e9normes progr\u00e8s dans sa tentative de lancer un euro num\u00e9rique.<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>La Banque de R\u00e9serve f\u00e9d\u00e9rale de New York s&#039;associe \u00e0 des banques mondiales pour lancer un programme pilote de validation de principe de 12 semaines pour les CBDC. Le Centre d&#039;innovation de la Fed de New York dirige le programme et testera comment le dollar num\u00e9rique fonctionnera pour les banques. La Fed de New York a d\u00e9clar\u00e9 que le projet de validation de principe testerait \u00ab la faisabilit\u00e9 technique, la viabilit\u00e9 juridique et l&#039;applicabilit\u00e9 commerciale \u00bb de la technologie des registres distribu\u00e9s et explorerait les structures r\u00e9glementaires possibles.<\/p>\n\n\n\n<p>La nouvelle, annonc\u00e9e mardi, apportera sans aucun doute soulagement et r\u00e9confort aux passionn\u00e9s de cryptographie qui ont v\u00e9cu quelques jours difficiles suite \u00e0 l&#039;implosion de l&#039;un des plus grands \u00e9changes, <a class=\"wpil_keyword_link\" href=\"https:\/\/bitcoinwisdom.com\/fr\/ftx-review\/\" title=\"FTX\" data-wpil-keyword-link=\"linked\">FTX<\/a>. La situation a entra\u00een\u00e9 une baisse de la confiance des consommateurs dans la blockchain. Cependant, le programme de test CBDC de 12 semaines confirme l&#039;int\u00e9r\u00eat mondial pour la blockchain.<\/p>\n\n\n\n<p>Certaines des institutions financi\u00e8res participant au programme aux c\u00f4t\u00e9s du centre d&#039;innovation de la Fed de New York comprennent Citigroup Inc., HSBC Holdings Plc, Mastercard Inc. et Wells Fargo &amp; Co. Selon un <a href=\"https:\/\/www.newyorkfed.org\/newsevents\/news\/financial-services-and-infrastructure\/2022\/20221115\" target=\"_blank\" aria-label=\"d\u00e9claration (s&#039;ouvre dans un nouvel onglet)\" rel=\"noreferrer noopener nofollow\" class=\"ek-link\">d\u00e9claration<\/a>, le projet \u00e9tiquet\u00e9 \u00ab r\u00e9seau de responsabilit\u00e9 r\u00e9glement\u00e9e \u00bb utilisera des donn\u00e9es simul\u00e9es.<\/p>\n\n\n\n<p>Selon le directeur du NYIC, Per von Zelowitz,<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Le NYIC se r\u00e9jouit de collaborer avec les membres de la communaut\u00e9 bancaire pour faire avancer la recherche sur la tokenisation des actifs et l&#039;avenir des infrastructures des march\u00e9s financiers aux \u00c9tats-Unis \u00e0 mesure que l&#039;argent et la banque \u00e9voluent.<\/p>\n<\/blockquote>\n\n\n\n<p>Le projet pilote examinera si l&#039;utilisation par les banques de jetons num\u00e9riques en dollars dans une base de donn\u00e9es partag\u00e9e peut acc\u00e9l\u00e9rer le traitement des paiements. Les \u00c9tats-Unis, comme <a href=\"https:\/\/bitcoinwisdom.com\/fr\/canada-to-launch-a-consultation-on-cbdcs-s\/\" target=\"_blank\" aria-label=\"la plupart des pays (s&#039;ouvre dans un nouvel onglet)\" rel=\"noreferrer noopener\" class=\"ek-link\">la plupart des pays<\/a>, s&#039;int\u00e9resse \u00e0 l&#039;exploration d&#039;une monnaie num\u00e9rique.<\/p>\n\n\n\n<p>Michelle Neal, responsable du groupe de march\u00e9 de la Fed de New York, a r\u00e9cemment d\u00e9clar\u00e9 que les CBDC pourraient potentiellement raccourcir les d\u00e9lais de r\u00e8glement sur les march\u00e9s des changes. Bien que les r\u00e9gulateurs f\u00e9d\u00e9raux n\u2019aient pas annonc\u00e9 d\u2019effort officiel en mati\u00e8re de CBDC, les institutions priv\u00e9es et certaines agences semblent favorables \u00e0 cette tendance.<\/p>","protected":false},"excerpt":{"rendered":"<p>La Banque de R\u00e9serve f\u00e9d\u00e9rale de New York s&#039;associe \u00e0 des banques mondiales pour lancer un programme pilote de validation de principe de 12 semaines pour les CBDC. Le Centre d&#039;innovation de la Fed de New York dirige le programme et testera comment le dollar num\u00e9rique fonctionnera pour les banques. La Fed de New York a d\u00e9clar\u00e9 que le projet de validation de principe testerait \u00ab la faisabilit\u00e9 technique, juridique [\u2026]<\/p>","protected":false},"author":19,"featured_media":6694,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[191,12],"tags":[259],"class_list":["post-37458","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-talk","category-news","tag-cbdc"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/Central-Bank-Governor-Qatar-Is-At-The-Foundation-Stage-Of-CBDC-Exploration.jpg",1125,750,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/Central-Bank-Governor-Qatar-Is-At-The-Foundation-Stage-Of-CBDC-Exploration-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/Central-Bank-Governor-Qatar-Is-At-The-Foundation-Stage-Of-CBDC-Exploration-300x200.jpg",300,200,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/Central-Bank-Governor-Qatar-Is-At-The-Foundation-Stage-Of-CBDC-Exploration-768x512.jpg",640,427,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/Central-Bank-Governor-Qatar-Is-At-The-Foundation-Stage-Of-CBDC-Exploration-1024x683.jpg",640,427,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/Central-Bank-Governor-Qatar-Is-At-The-Foundation-Stage-Of-CBDC-Exploration.jpg",1125,750,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/Central-Bank-Governor-Qatar-Is-At-The-Foundation-Stage-Of-CBDC-Exploration.jpg",1125,750,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/Central-Bank-Governor-Qatar-Is-At-The-Foundation-Stage-Of-CBDC-Exploration.jpg",18,12,false]},"uagb_author_info":{"display_name":"Lawrence Woriji","author_link":"https:\/\/bitcoinwisdom.com\/fr\/author\/lawrencew\/"},"uagb_comment_info":0,"uagb_excerpt":"The Federal Reserve Bank of New York is partnering with global banks to commence a 12-week proof-of-concept pilot program for CBDCs. The New York Fed\u2019s Innovation Center leads the program and will test how the digital dollar will work for banks. The New York Fed said the proof-of-concept project would test the \u201ctechnical feasibility, legal\u2026","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/posts\/37458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/comments?post=37458"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/posts\/37458\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/media\/6694"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/media?parent=37458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/categories?post=37458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/fr\/wp-json\/wp\/v2\/tags?post=37458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}