{"id":14945,"date":"2022-07-23T15:11:12","date_gmt":"2022-07-23T15:11:12","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=14945"},"modified":"2022-07-23T15:11:18","modified_gmt":"2022-07-23T15:11:18","slug":"bankrupt-crypto-lender-cred-sues-uphold-exchange-over-its-demise","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/sv\/bankrupt-crypto-lender-cred-sues-uphold-exchange-over-its-demise\/","title":{"rendered":"Bankrutt kryptol\u00e5ngivare, Cred, st\u00e4mmer uppr\u00e4tth\u00e5ller utbyte p\u00e5 grund av dess bortg\u00e5ng"},"content":{"rendered":"<ul class=\"wp-block-list\"><li><strong>Cred l\u00e5nade ut \u00f6ver $100 miljoner i kunders kryptoins\u00e4ttningar innan kraschen f\u00f6r tv\u00e5 \u00e5r sedan.<\/strong><\/li><\/ul>\n<hr>\n\n\n\n<p>P\u00e5 fredagen misslyckades likvidationsstiftelsen f\u00f6r de misslyckade <a href=\"https:\/\/bitcoinwisdom.com\/sv\/bankman-fried-expresses-willingness-to-assist-struggling-crypto-mining-firms\/\">kryptof\u00f6retag<\/a>, Cred, l\u00e4mnade in en st\u00e4mningsans\u00f6kan mot Uphold exchange. I r\u00e4tteg\u00e5ngen h\u00e4vdade Cred att Uphold l\u00e5g bakom produkten som orsakade Creds kollaps f\u00f6r tv\u00e5 \u00e5r sedan. Produkten i fr\u00e5ga, CredEarn, gav h\u00f6g avkastning f\u00f6r privata investerare tills Cred inte kunde \u00e5terf\u00e5 investerarnas medel som det gjorde in i h\u00f6gavkastningsprogrammet.<\/p>\n\n\n\n<p>Systemet liknar de senaste konkursfallen <a href=\"https:\/\/bitcoinwisdom.com\/sv\/former-celsius-employee-talks-about-issues\/\">Celsius<\/a> och <a href=\"https:\/\/bitcoinwisdom.com\/sv\/the-celsius-and-voyager-digital-connection-same-layers-help-out-the-firms\/\">Voyager<\/a>. Skillnaden \u00e4r att det inte \u00e4r lika uppm\u00e4rksammat som det som h\u00e4nde i \u00e5r. Kom ih\u00e5g att de tv\u00e5 kryptol\u00e5ngivarna (Celsius och Voyager) gjorde en konkursans\u00f6kan enligt kapitel 11 tidigare denna m\u00e5nad.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">En kritisk titt p\u00e5 Cred and Uphold-processen<\/h2>\n\n\n\n<p>En analys av Creds konkurs skulle kunna ge insikt i det m\u00f6jliga slutet p\u00e5 de senaste konkursfallen f\u00f6r Celsius och Voyager. Cred-fallet \u00e4r ett av m\u00e5nga s\u00e4tt som centraliserade fintech-f\u00f6retag har h\u00e4vdat kryptodecentralisering och lockat investerare med oh\u00e5llbara r\u00e4ntor och flashig marknadsf\u00f6ring.<\/p>\n\n\n\n<p>Konkursfallen under de senaste m\u00e5naderna har blottlagt riskerna f\u00f6rknippade med dessa centraliserade f\u00f6retag som h\u00e4vdar att de \u00e4r decentraliserade kryptof\u00f6retag. Creds likvidationsstiftelse kr\u00e4ver minst $783 miljoner i skadest\u00e5nd fr\u00e5n Uphold-utbytet. Fallet l\u00e4mnas in till distriktet Delawares konkursdomstol.<\/p>\n\n\n\n<p>Creds likvidatorer h\u00e4vdar att b\u00e5de Cred och Uphold \u00e4gde CredEarn. B\u00e5da var ocks\u00e5 inblandade i marknadsf\u00f6ringen. Emellertid l\u00e5nade Cred ut \u00f6ver $100 miljoner i kunders kryptoins\u00e4ttningar innan kraschen f\u00f6r tv\u00e5 \u00e5r sedan. Med marknadsr\u00e4ntorna fr\u00e5n november 2021 skulle dessa investeringar ha varit v\u00e4rda mer \u00e4n $700 miljoner.<\/p>\n\n\n\n<p>Domstolsanm\u00e4lan s\u00e4ger att Uphold lj\u00f6g i CredEarn-programmets marknadsf\u00f6ring att kundernas ins\u00e4ttningar var f\u00f6rs\u00e4krade, s\u00e4kra, f\u00f6rs\u00e4krade och s\u00e4krade. Likvidatorerna noterade ocks\u00e5 att Dan Schatt (Creds grundare) var med i Upholds styrelse.<\/p>\n\n\n\n<p>St\u00e4mningen avsl\u00f6jade vidare att CredEarn inte hette UpholdEarn eftersom det kunde utl\u00f6sa regulatoriska risker.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201d Uphold visste att Creds s\u00e4kringsstrategi var h\u00f6g risk. Den visste ocks\u00e5 att s\u00e5dana program f\u00f6r att tj\u00e4na kryptoavkastning har enorma regulatoriska risker. Uphold och Schatt konspirerade dock f\u00f6r att k\u00f6ra programmet genom Cred f\u00f6r att f\u00f6rhindra Uphold fr\u00e5n att ta riskerna.&quot;<\/p><\/blockquote>\n\n\n\n<p>I sitt svar h\u00e4vdade Uphold att Cred var ett helt oberoende f\u00f6retag med separat \u00e4gande och verksamhet. Uphold h\u00e4vdade ocks\u00e5 att det inte var medvetet om att CredEarn hade en finansiell kris n\u00e4r det marknadsf\u00f6rde programmet till sina kunder. Schatt har inte svarat p\u00e5 n\u00e5got av dessa anspr\u00e5k och motkrav.<\/p>\n\n\n\n<p>Enligt st\u00e4mningsans\u00f6kan l\u00e5nades 90 procent av de digitala tillg\u00e5ngarna ut till Cred by Uphold-anv\u00e4ndare ocks\u00e5 ut till MoKredit. Men n\u00e4r MoKredit (den kinesiska mikrol\u00e5neplattformen) inte kunde betala tillbaka sina l\u00e5n till CredEarn, kraschade hela systemet som ett paket kort.<\/p>\n\n\n\n<p>Skillnaden mellan Creds fall och Celsius var f\u00f6r\u00e4ndringen av den f\u00f6rsumliga parten.<\/p>\n\n\n\n<p>Dessutom skiljer sig Creds fall fr\u00e5n Voyagers fall inom marknadsf\u00f6ring. B\u00e5de Cred och Voyager h\u00e4vdade att ins\u00e4ttningar var f\u00f6rs\u00e4krade. Men det omv\u00e4nda var fallet.<\/p>","protected":false},"excerpt":{"rendered":"<p>Cred l\u00e5nade ut \u00f6ver $100 miljoner i kunders kryptoins\u00e4ttningar innan kraschen f\u00f6r tv\u00e5 \u00e5r sedan.<\/p>","protected":false},"author":18,"featured_media":14966,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[12],"tags":[1121,1122],"class_list":["post-14945","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-cred","tag-uphold"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/b-qyiqltif0-1.jpg",1600,1066,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/b-qyiqltif0-1-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/b-qyiqltif0-1-300x200.jpg",300,200,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/b-qyiqltif0-1-768x512.jpg",640,427,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/b-qyiqltif0-1-1024x682.jpg",640,426,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/b-qyiqltif0-1-1536x1023.jpg",1536,1023,true],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/b-qyiqltif0-1.jpg",1600,1066,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/b-qyiqltif0-1-18x12.jpg",18,12,true]},"uagb_author_info":{"display_name":"Rebecca Davidson","author_link":"https:\/\/bitcoinwisdom.com\/sv\/author\/rebeccad\/"},"uagb_comment_info":0,"uagb_excerpt":"Cred loaned over $100 million worth of customers' crypto deposits before its crash two years ago.","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/14945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/comments?post=14945"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/14945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media\/14966"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media?parent=14945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/categories?post=14945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/tags?post=14945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}