{"id":16356,"date":"2022-07-31T03:13:38","date_gmt":"2022-07-31T03:13:38","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=16356"},"modified":"2022-07-31T03:15:46","modified_gmt":"2022-07-31T03:15:46","slug":"fdic-warns-customers-that-crypto-is-not-insured","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/sv\/fdic-warns-customers-that-crypto-is-not-insured\/","title":{"rendered":"FDIC varnar kunder f\u00f6r att krypto inte \u00e4r f\u00f6rs\u00e4krat"},"content":{"rendered":"<ul class=\"wp-block-list\"><li><strong>Federal Deposit Insurance Corp. (FDIC) uppgav i en varning till ins\u00e4ttare i amerikanska dep\u00e5institut att de inte f\u00f6rs\u00e4krar kryptotillg\u00e5ngar.<\/strong><\/li><li><strong>Den federala myndigheten f\u00f6rtydligade sin omfattning av tj\u00e4nster och bad ocks\u00e5 m\u00e4nniskor att inte falla in i projekt som h\u00e4vdar att de \u00e4r godk\u00e4nda av byr\u00e5n.<\/strong><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Federal Deposit Insurance Corp. (FDIC), en av tv\u00e5 byr\u00e5er som tillhandah\u00e5ller ins\u00e4ttningsf\u00f6rs\u00e4kring till ins\u00e4ttare i amerikanska dep\u00e5institut, uppgav i en <a href=\"https:\/\/archive.is\/o\/tlv07\/https:\/\/www.fdic.gov\/news\/press-releases\/2022\/pr22058.html\" class=\"ek-link\" rel=\"nofollow noopener\" target=\"_blank\">nyligen r\u00e5dgivande<\/a> att \u201dvissa kryptof\u00f6retag har framst\u00e4llt felaktigt f\u00f6r konsumenterna\u201d att deras produkter \u00e4r ber\u00e4ttigade till myndighetens ins\u00e4ttningsf\u00f6rs\u00e4kring eller att kunder \u00e4r f\u00f6rs\u00e4krade om kryptof\u00f6retaget misslyckas.<\/p>\n\n\n\n<p>Den senaste nedg\u00e5ngen p\u00e5 kryptomarknaden som drivs av kollapsen av Terra-ekosystemet, kryptoutl\u00e5ningsplattformen Celsius och kryptotj\u00e4nstleverant\u00f6ren Voyager Digital har lett till att m\u00e5nga kunder undrar om deras pengar \u00e4r s\u00e4kra med liknande plattformar. Som ett resultat h\u00e4vdar vissa f\u00f6retag att de \u00e4r godk\u00e4nda och f\u00f6rs\u00e4krade av FDIC som skyddar investerarna. <\/p>\n\n\n\n<p>Byr\u00e5n rensade luften ang\u00e5ende omfattningen av dess skydd i det senaste tillk\u00e4nnagivandet och publicerade ocks\u00e5\u00a0<a href=\"https:\/\/www.fdic.gov\/news\/fact-sheets\/crypto-fact-sheet-7-28-22.pdf\" class=\"ek-link\" rel=\"nofollow noopener\" target=\"_blank\">Faktablad: Vad allm\u00e4nheten beh\u00f6ver veta om FDIC ins\u00e4ttningsf\u00f6rs\u00e4kring och kryptof\u00f6retag<\/a> som \u00e4r &quot;avsett att ta itu med n\u00e5gra vanliga och framv\u00e4xande missuppfattningar om ins\u00e4ttningsf\u00f6rs\u00e4kringsskydd och dess till\u00e4mpning.&quot;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>&quot;FDIC-ins\u00e4ttningsf\u00f6rs\u00e4kring skyddar bankins\u00e4ttare i det osannolika fallet att en FDIC-f\u00f6rs\u00e4krad bank fallerar. I ett s\u00e5dant fall f\u00f6rs\u00e4krar FDIC varje bankins\u00e4ttare upp till minst $250 000. Sedan FDIC b\u00f6rjade f\u00f6rs\u00e4kra ins\u00e4ttningar 1934 har ingen ins\u00e4ttare f\u00f6rlorat ett \u00f6re av FDIC-f\u00f6rs\u00e4krade medel till f\u00f6ljd av ett bankkonkurs.&quot;<\/p><cite>byr\u00e5n bekr\u00e4ftade sin historia.<\/cite><\/blockquote>\n\n\n\n<p>Emellertid f\u00f6ljde byr\u00e5n detta med det faktum att ovanst\u00e5ende uttalande &quot;inte g\u00e4ller vid misslyckande hos en icke-bank, till exempel ett kryptof\u00f6retag.&quot; Dessutom bekr\u00e4ftade FDIC ocks\u00e5 att dess &quot;f\u00f6rs\u00e4kring inte skyddar konsumenter med icke-ins\u00e4ttningsprodukter som aktier, obligationer, fonder, v\u00e4rdepapper, r\u00e5varor eller kryptotillg\u00e5ngar.&quot;<\/p>\n\n\n\n<p>F\u00f6rs\u00e4kringsbolaget bad nyligen Voyager Digital, som hade samarbetat med byr\u00e5f\u00f6rs\u00e4krade Metropolitan Commercial Bank, att korrigera de &quot;falska och vilseledande uttalandena&quot; om sitt ins\u00e4ttningsf\u00f6rs\u00e4kringsskydd d\u00e4r det p\u00e5stod sig vara f\u00f6rs\u00e4krat av den federala organisationen. Voyager h\u00e4vdade att eftersom de hade samarbetat med en FDIC-godk\u00e4nd bank, godk\u00e4ndes dess amerikanska dollar av byr\u00e5n ocks\u00e5. <\/p>\n\n\n\n<p>Organisationen anser att riskerna f\u00f6rknippade med exponering mot kryptoprodukter &quot;\u00e4r f\u00f6rh\u00f6jda n\u00e4r en icke-bankenhet erbjuder kryptotillg\u00e5ngar till icke-bankens kunder, samtidigt som de erbjuder en f\u00f6rs\u00e4krad banks inl\u00e5ningsprodukter.&quot;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>&quot;FDIC-f\u00f6rs\u00e4kring skyddar inte mot f\u00f6rsummelse, insolvens eller konkurs hos n\u00e5gon annan enhet \u00e4n bank,<br>inklusive kryptof\u00f6rvaringsinstitut, b\u00f6rser, m\u00e4klare, pl\u00e5nboksleverant\u00f6rer och neobanker.&quot;<\/p><cite>sa den federala myndigheten<\/cite><\/blockquote>\n\n\n\n<p>\u00c5 andra sidan unders\u00f6ker Voyager en omstruktureringsplan enligt en tidigare rapport fr\u00e5n BitcoinWisdon. F\u00f6retaget hade ans\u00f6kt om kapitel 11-konkurs tidigare denna m\u00e5nad och hanterar nu erbjudanden fr\u00e5n  <a class=\"wpil_keyword_link\" href=\"https:\/\/bitcoinwisdom.com\/sv\/ftx-review\/\" title=\"FTX\" data-wpil-keyword-link=\"linked\">FTX<\/a> och Alameda. <\/p>\n\n\n\n<p>Dessutom noterade vi ocks\u00e5 att den tidigare Chief Innovation Officer p\u00e5 Voyager Shingo Lavine och hans far och aff\u00e4rspartner Adam Lavine, <a href=\"https:\/\/bitcoinwisdom.com\/sv\/former-voyager-employees-come-forth\/\" class=\"ek-link\">erbj\u00f6d en ny omstruktureringsplan<\/a> till f\u00f6retaget.<\/p>","protected":false},"excerpt":{"rendered":"<p>Federal Deposit Insurance Corp. (FDIC) uppgav i en varning f\u00f6r ins\u00e4ttare i amerikanska dep\u00e5institut att de inte f\u00f6rs\u00e4krar kryptotillg\u00e5ngar. Den federala byr\u00e5n f\u00f6rtydligade sin omfattning av tj\u00e4nster och bad ocks\u00e5 m\u00e4nniskor att inte falla in i projekt som h\u00e4vdar att de \u00e4r godk\u00e4nda av byr\u00e5n. Federal Deposit Insurance Corp. (FDIC), en [\u2026]<\/p>","protected":false},"author":21,"featured_media":16360,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":2,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[12],"tags":[1258],"class_list":["post-16356","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-fdic"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/FDIC.jpg",1200,675,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/FDIC-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/FDIC-300x169.jpg",300,169,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/FDIC-768x432.jpg",640,360,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/FDIC-1024x576.jpg",640,360,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/FDIC.jpg",1200,675,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/FDIC.jpg",1200,675,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/FDIC-18x10.jpg",18,10,true]},"uagb_author_info":{"display_name":"Parth Dubey","author_link":"https:\/\/bitcoinwisdom.com\/sv\/author\/parth\/"},"uagb_comment_info":0,"uagb_excerpt":"The Federal Deposit Insurance Corp. (FDIC) stated in a warning for depositors in American depository institutions that it does not insure crypto assets. The federal agency clarified its scope of services and also asked people to not fall into projects claiming that they are approved by the agency. The Federal Deposit Insurance Corp. (FDIC), one&hellip;","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/16356","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/comments?post=16356"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/16356\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media\/16360"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media?parent=16356"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/categories?post=16356"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/tags?post=16356"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}