{"id":38290,"date":"2022-12-07T19:28:38","date_gmt":"2022-12-07T19:28:38","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=38290"},"modified":"2022-12-07T19:28:44","modified_gmt":"2022-12-07T19:28:44","slug":"nigeria-force-use-of-cbdc-with-new-central-bank","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/sv\/nigeria-force-use-of-cbdc-with-new-central-bank\/","title":{"rendered":"Nigeria driver anv\u00e4ndningen av CBDC med ny centralbankspolicy"},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li><strong>Nigeria \u00e4r ett av 11 l\u00e4nder som har lanserat en digital valuta.<\/strong><\/li>\n\n\n\n<li><strong>CBN introducerade nyligen nya sedlar i ett f\u00f6rs\u00f6k att inleda en \u00f6verg\u00e5ng till digitala betalningar. <\/strong><\/li>\n\n\n\n<li><strong>Nigeria lanserade e-nairan 2021, men mindre \u00e4n 0,5% av landets befolkning har antagit den.<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Nigeria var en av de tidiga afrikanska nationerna som lanserade sin egen digitala centralbanksvaluta, CBDC. Men ett \u00e5r efter lanseringen,<a aria-label=\" antagande av e-naira (\u00f6ppnas i en ny flik)\" href=\"https:\/\/bitcoinwisdom.com\/sv\/nigeria-targets-unbanked-citizens-as-its-pushes\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\"> antagandet av e-naira<\/a> har varit l\u00e5g. Landets centralbank nyligen <a aria-label=\"tillk\u00e4nnagav (\u00f6ppnas i en ny flik)\" href=\"https:\/\/www.cbn.gov.ng\/Out\/2022\/CCD\/RevisedCashWithdrawal.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"ek-link\">meddelat<\/a> en ny politik som syftar till att f\u00f6rvandla nationen till ett kontantl\u00f6st samh\u00e4lle och i slut\u00e4ndan leda till mer antagande av e-naira.<\/p>\n\n\n\n<p>Det nya direktivet fr\u00e5n CBN kommer att leda till en drastisk minskning av m\u00e4ngden fysiska kontanter som medborgare och f\u00f6retag har r\u00e4tt till. Enligt den nya policyn kan nigerianer endast ta ut $45 (N20 000) dagligen och $225 (N100 000) varje vecka fr\u00e5n uttagsautomater.<\/p>\n\n\n\n<p>Dessutom kommer det att finnas ett veckovis uttagstak f\u00f6r b\u00e5de medborgare och f\u00f6retag p\u00e5 $225 (N100,000) respektive $1,125 (N500,000). Medel som tas ut \u00f6ver dessa begr\u00e4nsningar skulle medf\u00f6ra en avgift p\u00e5 5% f\u00f6r privatpersoner och en avgift p\u00e5 10% f\u00f6r f\u00f6retag. Centralbanken placerade ocks\u00e5 det dagliga taket f\u00f6r kontantuttag fr\u00e5n kassaterminaler p\u00e5 $45 (N20 000).<\/p>\n\n\n\n<p>Emellertid noterade CBN att st\u00f6rre finansiella uttag endast b\u00f6r g\u00f6ras &quot;under tvingande omst\u00e4ndigheter&quot; och inte f\u00e5r \u00f6verstiga N5 miljoner ($6,765) och N10 miljoner ($13,513) f\u00f6r individer respektive organisationer. Den finansiella tillsynsmyndigheten tillade att s\u00e5dana undantag endast \u00e4r till\u00e5tna en g\u00e5ng i m\u00e5naden.\u00a0<\/p>\n\n\n\n<p>Direkt\u00f6ren f\u00f6r bank\u00f6vervakning, Haruna Mustafa, noterade att f\u00f6r\u00e4ndringarna skulle uppmuntra nigerianer att utforska andra bankalternativ och minska deras beroende av kontanter. Han sa,<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Kunder b\u00f6r uppmuntras att anv\u00e4nda alternativa kanaler (internetbank, mobilbankappar, USSD, kort\/POS, eNaira, etc.) f\u00f6r att utf\u00f6ra sina banktransaktioner.<\/p>\n<\/blockquote>\n\n\n\n<p>Den kontantl\u00f6sa policyn har varit operativ i Nigeria sedan 2012. Landets finansiella tillsynsmyndigheter h\u00e4vdade att policyn skulle \u00f6ka effektiviteten i dess betalningssystem och g\u00f6ra banktj\u00e4nster mer tillg\u00e4ngliga och billigare f\u00f6r medborgarna.<\/p>\n\n\n\n<p>Nigerias CBN-guvern\u00f6r, Godwin Emefiele, har l\u00e4nge s\u00f6kt s\u00e4tt att utl\u00f6sa det massiva antagandet av e-naira. Emefiele introducerade nyligen nya sedlar f\u00f6r att underl\u00e4tta \u00f6verg\u00e5ngen till digitala betalningar. Nigeria \u00e4r ett av 11 l\u00e4nder som har fullt utvecklat en digital valuta. Det nya direktivet kommer att b\u00f6rja i januari. Det \u00e5terst\u00e5r dock att se om nigerianer \u00e4ntligen kommer att anamma e-nairan eller \u00f6ka sin anv\u00e4ndning av kryptovalutor.<\/p>","protected":false},"excerpt":{"rendered":"<p>Nigeria var en av de tidiga afrikanska l\u00e4nderna som lanserade sin egen digitala centralbanksvaluta, CBDC. Ett \u00e5r efter lanseringen har dock anv\u00e4ndningen av e-naira varit l\u00e5g. Landets centralbank tillk\u00e4nnagav nyligen en ny policy som syftar till att f\u00f6rvandla nationen till ett kontantl\u00f6st samh\u00e4lle och i slut\u00e4ndan leda till mer antagande av [\u2026]<\/p>","protected":false},"author":19,"featured_media":38114,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[190,12],"tags":[259,1383],"class_list":["post-38290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-news","category-news","tag-cbdc","tag-nigeria"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1.jpg",1424,802,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-300x169.jpg",300,169,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-768x433.jpg",640,361,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-1024x577.jpg",640,361,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1.jpg",1424,802,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1.jpg",1424,802,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-18x10.jpg",18,10,true]},"uagb_author_info":{"display_name":"Lawrence Woriji","author_link":"https:\/\/bitcoinwisdom.com\/sv\/author\/lawrencew\/"},"uagb_comment_info":0,"uagb_excerpt":"Nigeria was one of the early African nations to launch its own central bank digital currency, CBDC. However, a year after the launch, adoption of the e-naira has been low. The country&#8217;s central bank recently announced a new policy aimed at turning the nation into a cashless society and ultimately leading to more adoption of&hellip;","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/38290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/comments?post=38290"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/38290\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media\/38114"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media?parent=38290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/categories?post=38290"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/tags?post=38290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}