{"id":54436,"date":"2023-03-19T05:36:06","date_gmt":"2023-03-19T05:36:06","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=54436"},"modified":"2023-03-19T05:36:12","modified_gmt":"2023-03-19T05:36:12","slug":"midsize-banks-in-us-demand-fdic-insurance-on-all-deposits-for-2-years","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/sv\/midsize-banks-in-us-demand-fdic-insurance-on-all-deposits-for-2-years\/","title":{"rendered":"Mellanstora banker i USA kr\u00e4ver FDIC-f\u00f6rs\u00e4kring p\u00e5 alla ins\u00e4ttningar i 2 \u00e5r"},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li><strong>Mid-Size Bank Coalition of America (MBCA) har bett FDIC att f\u00f6rl\u00e4nga f\u00f6rs\u00e4kringen f\u00f6r alla ins\u00e4ttningar i medelstora amerikanska banker under de kommande tv\u00e5 \u00e5ren.<\/strong><\/li>\n\n\n\n<li><strong>MBCA str\u00e4var efter att ut\u00f6ka f\u00f6rs\u00e4kringen till &quot;alla ins\u00e4ttningar&quot;, vilket &quot;omedelbart skulle stoppa utvandringen&quot; av ins\u00e4ttningar fr\u00e5n mindre banker.\u00a0<\/strong><\/li>\n\n\n\n<li><strong>Enheten h\u00e4vdar att tv\u00e5\u00e5rsperioden skulle &quot;stabilisera&quot; den amerikanska banksektorn, tillsammans med minska chanserna f\u00f6r &quot;fler bankkonkurser&quot;.\u00a0<\/strong><\/li>\n\n\n\n<li><strong>MBCA bad FDIC att se till att f\u00f6rs\u00e4kringsprogrammet finansierades av bankerna sj\u00e4lva.<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Mitt i en dominoeffekt skapad av kollapsen av Silicon Valley Bank (SVB) i USA (USA), \u00e4r m\u00e5nga banker och deras kunder oroliga f\u00f6r framtiden f\u00f6r sina pengar. Som ett resultat av detta har Mid-Size Bank Coalition of America (MBCA) bett federala tillsynsmyndigheter i regionen att f\u00f6rl\u00e4nga f\u00f6rs\u00e4kringen f\u00f6r alla ins\u00e4ttningar i medelstora banker under de kommande tv\u00e5 \u00e5ren.&nbsp;<\/p>\n\n\n\n<p>Enligt a <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2023-03-18\/midsize-us-banks-ask-fdic-to-insure-all-deposits-for-two-years#xj4y7vzkg\" class=\"ek-link\" rel=\"nofollow noopener\" target=\"_blank\">Rapportera<\/a> fr\u00e5n Bloomberg den 18 mars skrev koalitionen av alla medelstora banker i USA, MBCA, ett brev till Federal Deposit Insurance Corporation (FDIC) och bad byr\u00e5n att f\u00f6rl\u00e4nga f\u00f6rs\u00e4kringen f\u00f6r &quot;alla ins\u00e4ttningar&quot;, vilket &quot;omedelbart skulle stoppa exodus\u201d av inl\u00e5ning fr\u00e5n mindre banker.\u00a0<\/p>\n\n\n\n<p>De medelstora bankernas koalition noterade i brevet att, enligt deras \u00f6vertygelse, att f\u00f6rs\u00e4kra alla ins\u00e4ttningar under tv\u00e5\u00e5rsperioden skulle bygga anv\u00e4ndarnas f\u00f6rtroende, stabilisera&quot; banksektorn och minska chanserna f\u00f6r &quot;fler bankkonkurser.&quot;\u00a0<\/p>\n\n\n\n<p>Intressant nog bad den amerikanska medelstora bankkoalitionen ocks\u00e5 FDIC att se till att f\u00f6rs\u00e4kringsprogrammet finansieras av bankerna sj\u00e4lva. Detta kan g\u00f6ras genom att h\u00f6ja inl\u00e5ningsf\u00f6rs\u00e4kringsbed\u00f6mningen p\u00e5 l\u00e5ngivare som v\u00e4ljer att delta i den ut\u00f6kade t\u00e4ckningen.<\/p>\n\n\n\n<p>Det \u00e4r viktigt att notera att, enligt en f\u00f6ruts\u00e4gelse fr\u00e5n John Deaton, grundare av det juridiska nyhetsbyr\u00e5n Crypto Law Lawyer, den 19 mars, kan upp till 300 banker g\u00e5 under om FDIC misslyckas med att tillhandah\u00e5lla en garanti.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Jag sl\u00e5r vad om att 2-300 banker kommer att g\u00e5 under om det inte finns n\u00e5gon FDIC-garanti. Och den h\u00e4r krisen har INGET med krypto att g\u00f6ra. <a href=\"https:\/\/t.co\/JPRjXEwVVW\" rel=\"nofollow\">https:\/\/t.co\/JPRjXEwVVW<\/a><\/p>\u2014 John E Deaton (@JohnEDeaton1) <a href=\"https:\/\/twitter.com\/JohnEDeaton1\/status\/1637214354914385921?ref_src=twsrc%5Etfw\" rel=\"nofollow noopener\" target=\"_blank\">18 mars 2023<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p>Detta brev fr\u00e5n amerikanska medelstora banker kommer n\u00e4stan en vecka efter att forskning fr\u00e5n ekonomer bekr\u00e4ftat att ett stort antal banker \u00e4r i riskzonen fr\u00e5n of\u00f6rs\u00e4krade ins\u00e4ttningsuttag. Rapporten p\u00e5pekade att &quot;\u00e4ven om bara h\u00e4lften av of\u00f6rs\u00e4krade ins\u00e4ttare beslutar sig f\u00f6r att ta ut, l\u00f6per n\u00e4stan 190 banker en potentiell risk f\u00f6r v\u00e4rdeminskning f\u00f6r f\u00f6rs\u00e4krade ins\u00e4ttare, med potentiellt $300 miljarder f\u00f6rs\u00e4krade ins\u00e4ttningar i riskzonen.&quot;<\/p>\n\n\n\n<p>Ekonomer tror att den penningpolitik som har skrivits av centralbanker kan skada l\u00e5ngsiktiga tillg\u00e5ngar som statsobligationer och bol\u00e5n och d\u00e4rf\u00f6r skapa betydande f\u00f6rluster f\u00f6r banker i USA.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&quot;Den senaste tidens nedg\u00e5ngar i banktillg\u00e5ngarnas v\u00e4rde \u00f6kade avsev\u00e4rt det amerikanska banksystemets br\u00e4cklighet f\u00f6r of\u00f6rs\u00e4krade ins\u00e4ttare&quot;, avslutades studien.<\/p>\n<\/blockquote>\n\n\n\n<p>Som rapporterats tidigare av BitcoinWisdom har kollapsen av Silicon Valley Bank (SVB) och Signature Bank \u00e4ventyrat den amerikanska ekonomin och banksystemet. Intressant nog hade b\u00e5da bankerna exponering mot kryptotillg\u00e5ngar och f\u00f6retag.&nbsp;<\/p>\n\n\n\n<p>Kryptogemenskapen tror att<a href=\"https:\/\/bitcoinwisdom.com\/sv\/is-crypto-facing-a-huge-threat-in-the-us\/\"> USA:s regering planerar att g\u00f6ra vapen<\/a> kollapsen av b\u00e5de Signature Bank och Silicon Valley Bank i sin kamp mot krypto. Men en FDIC-talesman bekr\u00e4ftade nyligen att f\u00f6rv\u00e4rvarna av dessa banker \u00e4r<a href=\"https:\/\/bitcoinwisdom.com\/sv\/potential-buyers-of-signature-bank-wont-have-to-abandon-crypto-fdic\/\"> fritt att best\u00e4mma<\/a> vilka tidigare kunder till bankerna de vill beh\u00e5lla, inklusive kryptof\u00f6retag.<\/p>","protected":false},"excerpt":{"rendered":"<p>Mid-Size Bank Coalition of America (MBCA) har bett FDIC att f\u00f6rl\u00e4nga f\u00f6rs\u00e4kringen f\u00f6r alla ins\u00e4ttningar i medelstora amerikanska banker under de kommande tv\u00e5 \u00e5ren.<\/p>","protected":false},"author":21,"featured_media":54437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[191,12],"tags":[135,172],"class_list":["post-54436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-talk","category-news","tag-blockchain","tag-crypto"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US.jpg",1200,675,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-300x169.jpg",300,169,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-768x432.jpg",640,360,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-1024x576.jpg",640,360,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US.jpg",1200,675,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US.jpg",1200,675,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-18x10.jpg",18,10,true]},"uagb_author_info":{"display_name":"Parth Dubey","author_link":"https:\/\/bitcoinwisdom.com\/sv\/author\/parth\/"},"uagb_comment_info":0,"uagb_excerpt":"The Mid-Size Bank Coalition of America (MBCA) has asked the FDIC to extend the insurance of all the deposits in midsize US banks for the next 2 years.","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/54436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/comments?post=54436"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/54436\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media\/54437"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media?parent=54436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/categories?post=54436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/tags?post=54436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}