{"id":93450,"date":"2023-11-08T19:55:15","date_gmt":"2023-11-08T19:55:15","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=93450"},"modified":"2023-11-08T19:55:23","modified_gmt":"2023-11-08T19:55:23","slug":"bis-claims-stablcoins-have-failed-to","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/sv\/bis-claims-stablcoins-have-failed-to\/","title":{"rendered":"BIS h\u00e4vdar att Stablecoins inte har levt upp till f\u00f6rv\u00e4ntningarna"},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li><strong>Analytiker p\u00e5 BIS h\u00e4vdar att stablecoins har k\u00e4mpat f\u00f6r att konsekvent beh\u00e5lla sin peg.<\/strong><\/li>\n\n\n\n<li><strong>Flera l\u00e4nder s\u00e4tter upp riktlinjer f\u00f6r utgivare av stablecoin som en del av deras anstr\u00e4ngningar att reglera marknaden.<\/strong><\/li>\n\n\n\n<li><strong>European Banking Authority (EBA) f\u00f6reslog nyligen nya policyer f\u00f6r utgivare av stablecoin.<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>I en rapport som sl\u00e4pptes p\u00e5 onsdagen h\u00e4vdade forskare och ekonomer vid Bank for International Settlements (BIS) att stablecoins inte har levt upp till sitt namn. Forskarna h\u00e4vdar att inget av de stabila mynten som bed\u00f6ms i rapporten bibeh\u00f6ll &quot;sina slutpriser i paritet med deras peg.&quot;<\/p>\n\n\n\n<p>Stablecoins \u00e4r digitala tillg\u00e5ngar som \u00e4r knutna till priserna p\u00e5 fiat-valutor som dollarn eller euron. Stablecoins har vuxit i popularitet de senaste \u00e5ren eftersom de allm\u00e4nt ses som ett alternativt betalningsverktyg.<\/p>\n\n\n\n<p>D\u00e4remot BIS-forskarna <a href=\"https:\/\/www.bis.org\/publ\/bppdf\/bispap141.htm\" target=\"_blank\" aria-label=\"skrev (\u00f6ppnas i en ny flik)\" rel=\"noreferrer noopener nofollow\" class=\"ek-link\">skrev<\/a> att &quot;f\u00f6r att fungera som ett utbyte m\u00e5ste de (stablecoins) ocks\u00e5 kunna beh\u00e5lla sin peg under dagen.&quot; Analytikerna h\u00e4vdar att de flesta stablecoins inte har kunnat konsekvent beh\u00e5lla sin peg hittills.<\/p>\n\n\n\n<p>BIS-rapporten unders\u00f6kte framst\u00e5ende stablecoins som Tether, USD Coin, Pax Gold och andra. Den n\u00e4mnde ocks\u00e5 Terras algoritmiska stablecoin, UST, som kraschade f\u00f6rra \u00e5ret, skickade chockv\u00e5gor \u00f6ver kryptovalutamarknaden och orsakade enorm skada.<\/p>\n\n\n\n<p>Rapporten drar slutsatsen att &quot;bristen p\u00e5 transparens n\u00e4r det g\u00e4ller tillg\u00e4ngligheten och kvaliteten p\u00e5 dessa reserver kan undergr\u00e4va f\u00f6rtroendet f\u00f6r stablecoins trov\u00e4rdighet och deras f\u00f6rm\u00e5ga att beh\u00e5lla sin koppling.&quot;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">EBA lanserar f\u00f6rslag f\u00f6r Stablecoins<\/h2>\n\n\n\n<p>Stablecoins har varit <a href=\"https:\/\/bitcoinwisdom.com\/sv\/us-congress-working-on-a-draft-bill-for-regulating-stablecoins-in-the-us\/\" target=\"_blank\" aria-label=\"\u00e4mne (\u00f6ppnas i en ny flik)\" rel=\"noreferrer noopener\" class=\"ek-link\">\u00e4mne<\/a> av regulatoriskt intresse i flera l\u00e4nder, inklusive Storbritannien. Intressant nog f\u00f6reslog EU:s finansiella \u00f6vervakningshund, European Banking Authority (EBA), nyligen nya riktlinjer f\u00f6r utgivare av stablecoin. Riktlinjerna fastst\u00e4ller minimikapital- och likviditetskriterierna f\u00f6r emittenter av stablecoin.<\/p>\n\n\n\n<p>De f\u00f6reslagna riktlinjerna \u00e4r utformade f\u00f6r att s\u00e4kerst\u00e4lla att anv\u00e4ndare enkelt kan l\u00f6sa in sina stablecoins i h\u00e4ndelse av volatila marknadsf\u00f6rh\u00e5llanden eller bankk\u00f6rningar.<\/p>\n\n\n\n<p>Dessutom kr\u00e4ver de rekommenderade likviditetspolicyerna att stablecoin-emittenter ska f\u00f6rse investerare med alla stablecoins som backas upp av en fiat-valuta som \u00e4r fullt inl\u00f6sbar till pari. EBA h\u00e4vdar att rekommendationerna kommer att fungera som ett likviditetsstresstest f\u00f6r emittenter av stablecoin.<\/p>\n\n\n\n<p>Enligt EBA:s f\u00f6rslag:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Likviditetsstresstestningen kommer att hj\u00e4lpa emittenter av tokens att b\u00e4ttre hantera sin reserv av tillg\u00e5ngar och, generellt, sin likviditetsrisk. Baserat p\u00e5 resultatet av likviditetsstresstestningen kan EBA eller, i till\u00e4mpliga fall, den relevanta beh\u00f6riga myndigheten eller tillsynsmyndigheten besluta att st\u00e4rka emittentens likviditetskrav.<\/p>\n<\/blockquote>\n\n\n\n<p>Rekommendationerna \u00e4r planerade att tr\u00e4da i kraft i b\u00f6rjan av 2024 om de godk\u00e4nns.<\/p>","protected":false},"excerpt":{"rendered":"<p>I en rapport som sl\u00e4pptes p\u00e5 onsdagen h\u00e4vdade forskare och ekonomer vid Bank for International Settlements (BIS) att stablecoins inte har levt upp till sitt namn. Forskarna h\u00e4vdar att inget av de stabila mynten som bed\u00f6ms i rapporten bibeh\u00f6ll &quot;sina slutpriser i paritet med deras peg.&quot; Stablecoins \u00e4r digitala tillg\u00e5ngar som \u00e4r knutna till [\u2026]<\/p>","protected":false},"author":19,"featured_media":3362,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[190,12],"tags":[172,1657],"class_list":["post-93450","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-news","category-news","tag-crypto","tag-stablecoins"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/oqmzwnd3thu.jpg",1600,1068,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/oqmzwnd3thu-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/oqmzwnd3thu-300x200.jpg",300,200,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/oqmzwnd3thu-768x513.jpg",640,428,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/oqmzwnd3thu-1024x684.jpg",640,428,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/oqmzwnd3thu-1536x1025.jpg",1536,1025,true],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/oqmzwnd3thu.jpg",1600,1068,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/oqmzwnd3thu.jpg",18,12,false]},"uagb_author_info":{"display_name":"Lawrence Woriji","author_link":"https:\/\/bitcoinwisdom.com\/sv\/author\/lawrencew\/"},"uagb_comment_info":0,"uagb_excerpt":"In a report released on Wednesday, researchers and economists at the Bank for International Settlements (BIS) claimed that stablecoins have not lived up to their name. The researchers claim none of the stablecoins assessed in the report maintained \u201ctheir closing prices in parity with their peg.&#8221; Stablecoins are digital assets that are pegged to the&hellip;","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/93450","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/comments?post=93450"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/posts\/93450\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media\/3362"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/media?parent=93450"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/categories?post=93450"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/sv\/wp-json\/wp\/v2\/tags?post=93450"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}