{"id":11670,"date":"2022-07-11T22:18:52","date_gmt":"2022-07-11T22:18:52","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=11670"},"modified":"2022-07-11T22:22:38","modified_gmt":"2022-07-11T22:22:38","slug":"central-banks-urged-to-unify-on-digital","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/tr\/central-banks-urged-to-unify-on-digital\/","title":{"rendered":"Merkez Bankalar\u0131na Dijital Para Birimlerinde Birle\u015fme \u00c7a\u011fr\u0131s\u0131"},"content":{"rendered":"<ul class=\"wp-block-list\"><li><strong>D\u00fcnyan\u0131n d\u00f6rt bir yan\u0131ndaki merkez bankalar\u0131, dijital para birimleri kavram\u0131na giderek daha fazla ilgi duyuyor.<\/strong><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Blockchain end\u00fcstrisinin sahip oldu\u011fu <a href=\"https:\/\/bitcoinwisdom.com\/tr\/the-european-central-bank-intensifies-plans\/\" target=\"_blank\" aria-label=\"dikkatini \u00e7ekti (yeni bir sekmede a\u00e7\u0131l\u0131r)\" rel=\"noreferrer noopener\" class=\"ek-link\">dikkatini \u00e7ekti <\/a>Uluslararas\u0131 \u00d6demeler Bankas\u0131, Uluslararas\u0131 Para Fonu ve D\u00fcnya Bankas\u0131 gibi \u00e7e\u015fitli k\u00fcresel kurulu\u015flardan. Bu kurumlar yak\u0131n zamanda merkez bankalar\u0131n\u0131n merkez bankas\u0131 dijital para birimlerini (CBDC&#039;ler) geli\u015ftirmenin erken bir a\u015famas\u0131nda birlikte \u00e7al\u0131\u015fabilirli\u011fi hesaba katmalar\u0131 \u00e7a\u011fr\u0131s\u0131nda bulundu.<\/p>\n\n\n\n<p>Merkez Bankas\u0131 Dijital para birimleri, bir merkez bankas\u0131 taraf\u0131ndan verilen ve kripto para birimlerini taklit eden dijital belirte\u00e7lerdir. Genellikle o \u00fclkede kullan\u0131lan itibari para biriminin de\u011feriyle ba\u011flant\u0131l\u0131d\u0131rlar.<\/p>\n\n\n\n<p>CBDC&#039;ler \u00e7ok say\u0131da \u00fclke taraf\u0131ndan geli\u015ftirilmektedir ve baz\u0131lar\u0131 onlar\u0131 finansal sisteme bile sokmu\u015ftur. Bir\u00e7ok \u00fclke art\u0131k dijital para birimine nas\u0131l ge\u00e7ilece\u011fini ara\u015ft\u0131r\u0131yor. CBDC&#039;lerin temel amac\u0131, i\u015fletmelere ve t\u00fcketicilere finansal g\u00fcvenlik, gizlilik, aktar\u0131labilirlik, basitlik ve eri\u015filebilirlik sunmakt\u0131r. CBDC&#039;ler ayr\u0131ca s\u0131n\u0131r \u00f6tesi i\u015flemlerin maliyetini en aza indirebilir, karma\u015f\u0131k bir finansal sistemi s\u00fcrd\u00fcrmenin maliyetini azaltabilir ve \u015fu anda ba\u015fka yollarla para transferi yapan ki\u015filere daha uygun fiyatl\u0131 se\u00e7enekler sunabilir.<\/p>\n\n\n\n<p>yak\u0131n zamanda\u00a0<a href=\"https:\/\/www.bis.org\/publ\/othp52.pdf\" target=\"_blank\" aria-label=\"rapor (yeni bir sekmede a\u00e7\u0131l\u0131r)\" rel=\"noreferrer noopener nofollow\" class=\"ek-link\">bildiri<\/a>, D\u00fcnya Bankas\u0131, Uluslararas\u0131 Para Fonu, Uluslararas\u0131 \u00d6demeler Bankas\u0131&#039;n\u0131n (BIS) \u00d6demeler ve Piyasa Altyap\u0131lar\u0131 Komitesi ve BIS \u0130novasyon Merkezi, \u015feffafl\u0131k eksikli\u011fi gibi sorunlar\u0131 ele alan s\u0131n\u0131r \u00f6tesi birlikte \u00e7al\u0131\u015fabilirlik i\u00e7in \u00fc\u00e7 se\u00e7ene\u011fi inceledi, y\u00fcksek maliyetler, d\u00fc\u015f\u00fck h\u0131zlar ve k\u0131s\u0131tl\u0131 eri\u015filebilirlik.<\/p>\n\n\n\n<p>S\u0131n\u0131r \u00f6tesi \u00f6demeler, son birka\u00e7 y\u0131ld\u0131r bu kurulu\u015flar aras\u0131nda b\u00fcy\u00fck bir tart\u0131\u015fma konusu oldu. 2020&#039;de bir \u00d6demeler ve Piyasa Altyap\u0131lar\u0131 Komitesi raporu, bu yeni raporun temelini olu\u015fturan s\u0131n\u0131r \u00f6tesi \u00f6demelere y\u00f6nelik 19 potansiyel iyile\u015ftirmeyi s\u0131ralad\u0131.<\/p>\n\n\n\n<p>Rapor ayr\u0131ca, uyumluluk varsa veya tek tip standartlar benimsenirse PSP&#039;lerin platformlar aras\u0131nda \u00e7al\u0131\u015fmas\u0131n\u0131n daha kolay olaca\u011f\u0131n\u0131 belirterek \u00fc\u00e7 birlikte \u00e7al\u0131\u015fabilirlik stratejisine bakt\u0131. Sistemdeki taraflar, sistemler aras\u0131ndaki i\u015flemleri ger\u00e7ekle\u015ftirmek i\u00e7in kar\u015f\u0131l\u0131kl\u0131 ba\u011flant\u0131lar yoluyla anla\u015fmalar, teknik ba\u011flant\u0131lar, normlar ve operasyonel bile\u015fenler geli\u015ftirebilir. Birbirine ba\u011flanmay\u0131 sa\u011flamak i\u00e7in birka\u00e7 model kullan\u0131labilir. Ve son olarak, birka\u00e7 CBDC tek bir teknolojik altyap\u0131 taraf\u0131ndan bar\u0131nd\u0131r\u0131labilir.<\/p>\n\n\n\n<p>CBDC&#039;lerin k\u00fcresel b\u00fcy\u00fcme h\u0131z\u0131 ile, s\u0131n\u0131r \u00f6tesi \u00f6deme sorunlar\u0131n\u0131n \u00e7\u00f6z\u00fclmesine yard\u0131mc\u0131 olacak uluslararas\u0131 i\u015fbirli\u011fine ihtiya\u00e7 vard\u0131r. CBDC&#039;ler tekd\u00fczelikten yoksundur ve tasar\u0131m gibi hala tart\u0131\u015fmaya a\u00e7\u0131k bir\u00e7ok fakt\u00f6r vard\u0131r. Rapor, ara\u015ft\u0131rma h\u0131zla ilerledi\u011finden, koordinasyon \u015fans\u0131n\u0131n hala varken en \u00fcst d\u00fczeye \u00e7\u0131kar\u0131lmas\u0131n\u0131 tavsiye etti. Tasar\u0131m \u00f6\u011felerinin koordinasyonu, CBDC&#039;lerin beklenmeyen tehlikelerden ka\u00e7\u0131nmas\u0131na ve standart M\u00fc\u015fterinizi Tan\u0131y\u0131n\/Kara Para Aklamay\u0131 \u00d6nleme giri\u015fimlerini geli\u015ftirmesine yard\u0131mc\u0131 olabilir.\u00a0<\/p>\n\n\n\n<p>Bir\u00e7ok merkez bankas\u0131, bir CBDC&#039;nin ekonomilerinde i\u015fe yaray\u0131p yaramayaca\u011f\u0131n\u0131 g\u00f6rmek i\u00e7in ara\u015ft\u0131rma yap\u0131yor ve pilot programlar y\u00fcr\u00fct\u00fcyor. Mart 2022 itibariyle dokuz \u00fclke ve b\u00f6lge CBDC&#039;leri kurmu\u015ftu. Bahamalar, Antigua ve Barbuda, Dominika, Saint Lucia, St. Kitts ve Nevis, Monserrat, Grenada ve Nijerya, kendi CBDC&#039;lerini ba\u015flatan \u00fclkelerin par\u00e7as\u0131d\u0131r.<\/p>","protected":false},"excerpt":{"rendered":"<p>D\u00fcnyan\u0131n d\u00f6rt bir yan\u0131ndaki merkez bankalar\u0131, dijital para birimleri kavram\u0131na giderek daha fazla ilgi duyuyor. Blockchain end\u00fcstrisi, Uluslararas\u0131 \u00d6demeler Bankas\u0131, Uluslararas\u0131 Para Fonu ve D\u00fcnya Bankas\u0131 gibi \u00e7e\u015fitli k\u00fcresel kurulu\u015flar\u0131n dikkatini \u00e7ekti. Bu organlar yak\u0131n zamanda merkez bankalar\u0131n\u0131n birlikte \u00e7al\u0131\u015fabilirli\u011fi bir [\u2026]<\/p>","protected":false},"author":19,"featured_media":11682,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":2,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[12],"tags":[259,172],"class_list":["post-11670","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-cbdc","tag-crypto"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/central-bank.jpg",960,539,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/central-bank-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/central-bank-300x168.jpg",300,168,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/central-bank-768x431.jpg",640,359,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/central-bank.jpg",640,359,false],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/central-bank.jpg",960,539,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/central-bank.jpg",960,539,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/07\/central-bank-18x10.jpg",18,10,true]},"uagb_author_info":{"display_name":"Lawrence Woriji","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/lawrencew\/"},"uagb_comment_info":0,"uagb_excerpt":"Central banks around the world are growing increasingly interested in the concept of digital currencies. The blockchain industry has captured the attention of several global organizations, such as the Bank for International Settlements, the International Monetary Fund, and the World Bank. These bodies recently called for central banks to take interoperability into account at an&hellip;","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/11670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=11670"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/11670\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/11682"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=11670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=11670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=11670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}