{"id":20356,"date":"2022-08-21T19:29:11","date_gmt":"2022-08-21T19:29:11","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=20356"},"modified":"2022-08-21T19:29:13","modified_gmt":"2022-08-21T19:29:13","slug":"are-stablecoins-a-threat-to-banks","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/tr\/are-stablecoins-a-threat-to-banks\/","title":{"rendered":"Stabilcoinler Bankalar \u0130\u00e7in Bir Tehdit mi?"},"content":{"rendered":"<ul class=\"wp-block-list\"><li><strong>Bankalar ve di\u011fer finansal kurumlar, stablecoin&#039;leri mevcut finansal sistem i\u00e7in bir tehdit olarak g\u00f6r\u00fcyor.<\/strong><\/li><li><strong>D\u00fcnyan\u0131n d\u00f6rt bir yan\u0131ndaki merkez bankalar\u0131, CBDC&#039;leri sabit paralara do\u011frudan rakip olarak ba\u015flatmay\u0131 d\u00fc\u015f\u00fcn\u00fcyor.<\/strong><\/li><li><strong>Yakla\u015f\u0131k dokuz \u00fclke kendi dijital para birimlerini piyasaya s\u00fcrd\u00fc ve birka\u00e7 \u00fclke de bu hareketi aktif olarak d\u00fc\u015f\u00fcn\u00fcyor.<\/strong><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Stabilcoinlerin d\u00fczenlenmesi, bankalar ve di\u011fer finansal hizmet sa\u011flay\u0131c\u0131lar aras\u0131nda b\u00fcy\u00fck bir m\u00fczakere olmu\u015ftur. Bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki kilit oyuncular inan\u0131yor <a href=\"https:\/\/bitcoinwisdom.com\/tr\/bank-of-russia-moves-against-private-stablecoins\/\" target=\"_blank\" aria-label=\"Bankalar, stablecoin ihra\u00e7\u00e7\u0131lar\u0131ndan daha fazla kontrole sahip olmal\u0131d\u0131r. (yeni bir sekmede a\u00e7\u0131l\u0131r)\" rel=\"noreferrer noopener\" class=\"ek-link\">Bankalar, stablecoin ihra\u00e7\u00e7\u0131lar\u0131ndan daha fazla kontrole sahip olmal\u0131d\u0131r.<\/a> Bu duygu, k\u0131sa s\u00fcre \u00f6nce, bankalara kripto firmalar\u0131ndan daha fazla stabilcoinler \u00fczerinde daha fazla kontrol sa\u011flayan daha fazla politika \u00e7a\u011fr\u0131s\u0131nda bulunan United Texas Bank&#039;\u0131n CEO&#039;su Scott Beck taraf\u0131ndan tekrarland\u0131.<\/p>\n\n\n\n<p>Beck, ABD dolar\u0131 destekli stabilcoinlerin ihrac\u0131n\u0131n Circle gibi \u015firketler yerine yetkili bankalarla s\u0131n\u0131rland\u0131r\u0131lmas\u0131n\u0131 \u00f6nerdi. Bu iddialar\u0131 yak\u0131n zamanda Austin&#039;deki Texas \u00c7al\u0131\u015fma Grubu&#039;nda Blockchain Konular\u0131 \u00fczerine konu\u015furken ortaya att\u0131.<\/p>\n\n\n\n<p>Texas Bank patronu ayr\u0131ca bir \u00f6nceki <a aria-label=\"rapor (yeni bir sekmede a\u00e7\u0131l\u0131r)\" href=\"https:\/\/home.treasury.gov\/system\/files\/136\/StableCoinReport_Nov1_508.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"ek-link\">bildiri <\/a>Ba\u015fkan\u0131n mali konularla ilgili \u00e7al\u0131\u015fma grubu taraf\u0131ndan yay\u0131nlanan ve stabilcoin ihra\u00e7\u00e7\u0131lar\u0131 ile federal ve eyalet lisansl\u0131 bankalar i\u00e7in ayn\u0131 d\u00fczeyde tan\u0131nma \u00f6neren. Becks, para olarak kabul edilmeleri halinde stabilcoinleri i\u015flemek i\u00e7in bankalar\u0131n en uygun kurulu\u015flar oldu\u011funu savundu.<\/p>\n\n\n\n<p>Texas Bank CEO&#039;su, bankalar\u0131n fiat&#039;a sabitlenmi\u015f ve hem eyalet hem de federal d\u00fczeyde d\u00fczenlendi\u011fi i\u00e7in kripto ihra\u00e7\u00e7\u0131lar\u0131ndan daha g\u00fcvenilir olan stablecoin&#039;leri idare edecek yasal yap\u0131ya sahip oldu\u011funa inan\u0131yor. dedi ki,<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>Stabilcoin faaliyetlerini bankac\u0131l\u0131k sekt\u00f6r\u00fcne sokmak ve banka d\u0131\u015f\u0131 kurulu\u015flar\u0131n stablecoin \u00e7\u0131karmas\u0131n\u0131 yasaklamak, t\u00fcketicinin korunmas\u0131n\u0131 art\u0131racak ve bu geli\u015fmekte olan ekonomik faaliyet alan\u0131na ek kaynaklar ve sermaye \u00e7ekecektir.<\/p><\/blockquote>\n\n\n\n<p>Birka\u00e7 milletvekili, son aylarda benzer arzular\u0131 dile getirdi. Buna ek olarak, d\u00fcnyan\u0131n dijitalle\u015fmesiyle birlikte, bir\u00e7ok ki\u015fi finansal hizmetlere daha ucuz ve daha h\u0131zl\u0131 eri\u015fim i\u00e7in kripto hizmet sa\u011flay\u0131c\u0131lar\u0131na y\u00f6neldi.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">CBDC&#039;ler Stabil Paralar\u0131 De\u011fi\u015ftirecek mi?<\/h2>\n\n\n\n<p>Kripto end\u00fcstrisi, finansal ortam\u0131 de\u011fi\u015ftirme ve finansal i\u00e7ermeye yard\u0131mc\u0131 olma potansiyeli nedeniyle ana ak\u0131m\u0131n dikkatini \u00e7ekti. Bununla birlikte, kripto, bir finansal de\u011fi\u015fim arac\u0131ndan ziyade bir de\u011fer deposu olarak daha g\u00fc\u00e7l\u00fc bir \u00fcne sahiptir. <\/p>\n\n\n\n<p>Ancak, daha fazla para kurumu ve \u00f6zel firma, ana \u00f6deme ara\u00e7lar\u0131 olarak istikrarl\u0131 kriptoyu piyasaya s\u00fcrd\u00fck\u00e7e, t\u00fcm bunlar yava\u015f yava\u015f de\u011fi\u015fiyor. \u00c7o\u011fu yat\u0131r\u0131mc\u0131, sabit paralar\u0131 bitcoin ve di\u011fer kripto para birimlerinden daha az de\u011fi\u015fken olarak g\u00f6r\u00fcr. Ek olarak, kripto al\u0131m sat\u0131m\u0131n\u0131n \u00e7o\u011fu stabilcoinler arac\u0131l\u0131\u011f\u0131yla yap\u0131l\u0131r.<\/p>\n\n\n\n<p>Stablecoin&#039;ler \u015fu anda finansal alanda dalgalar yarat\u0131yor ve bir\u00e7ok banka ve d\u00fczenleyici, bunlar\u0131 mevcut finansal sistem i\u00e7in bir tehdit olarak g\u00f6r\u00fcyor. Stabilcoin piyasas\u0131yla rekabet edebilmek i\u00e7in merkez bankalar\u0131 gibi \u00e7e\u015fitli finans kurulu\u015flar\u0131 CBDC&#039;ler, Merkez Bankas\u0131 Dijital Para Birimi piyasaya s\u00fcr\u00fcyor. Bu dijital jetonlar, ulusal bir para biriminin de\u011ferine ba\u011fl\u0131d\u0131r ve o b\u00f6lgede \u00f6deme yapmak i\u00e7in kullan\u0131l\u0131r.<\/p>\n\n\n\n<p>Yakla\u015f\u0131k dokuz \u00fclke halihaz\u0131rda dijital tokenlar\u0131n\u0131 piyasaya s\u00fcrd\u00fc. Avrupa Merkez Bankas\u0131 da bu trende kat\u0131lma ve \u00fcye \u00fclkeleri genelinde dijital bir Euro ba\u015flatma konusundaki ilgisini dile getirdi. CBDC&#039;leri ba\u015flatmaya y\u00f6nelik bu \u00e7abalar\u0131n bir k\u0131sm\u0131, \u00f6zel olarak ihra\u00e7 edilen stablecoin&#039;lerin geleneksel finansal sistemler ve para politikas\u0131 \u00fczerindeki etkisine ili\u015fkin endi\u015felerin yan\u0131 s\u0131ra finansal kat\u0131l\u0131m\u0131 art\u0131rma, \u00f6demeleri d\u00fczene koyma ve \u00f6zel vatanda\u015flar\u0131n kamu paras\u0131na eri\u015fimini iyile\u015ftirme arzusundan kaynakland\u0131. . CBDC&#039;lerin ba\u015flat\u0131lmas\u0131 ayn\u0131 zamanda merkez bankalar\u0131na finansal sistemdeki modern trendler \u00fczerinde do\u011frudan kontrol olana\u011f\u0131 sa\u011fl\u0131yor.<\/p>\n\n\n\n<p>Kripto uzmanlar\u0131, birka\u00e7 bankan\u0131n \u015fu anda stablecoin&#039;lerle rekabet edebilmek i\u00e7in CBDC&#039;leri d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcne inan\u0131yor. CBDC&#039;ler, sabit paralardan daha fazla yasal deste\u011fe sahip olacak ve bu da bankalara dijital \u00fcst\u00fcnl\u00fck yar\u0131\u015f\u0131nda avantaj sa\u011flayacak.<\/p>\n\n\n\n<p>Bununla birlikte, baz\u0131 banka d\u00fczenleyicileri, CBDC&#039;lerin ve stablecoin&#039;lerin ayn\u0131 anda bir arada var olabilece\u011fine inan\u0131yor. Ancak, bir\u00e7ok h\u00fck\u00fcmetin kripto para alan\u0131n\u0131 d\u00fczenlemeye ba\u015flamas\u0131yla, stabilcoinlerin varl\u0131\u011f\u0131n\u0131n tehdit edilebilece\u011fine dair endi\u015feler var ve bu da h\u00fck\u00fcmet destekli bir se\u00e7enek olarak CBDC&#039;ye yol a\u00e7\u0131yor.<\/p>","protected":false},"excerpt":{"rendered":"<p>Bankalar ve di\u011fer finansal kurumlar, stablecoin&#039;leri mevcut finansal sisteme y\u00f6nelik bir tehdit olarak g\u00f6r\u00fcyor. D\u00fcnyan\u0131n d\u00f6rt bir yan\u0131ndaki merkez bankalar\u0131, stabilcoinlere do\u011frudan rakip olarak CBDC&#039;leri piyasaya s\u00fcrmeyi d\u00fc\u015f\u00fcn\u00fcyor. Yakla\u015f\u0131k dokuz \u00fclke kendi dijital para birimlerini piyasaya s\u00fcrd\u00fc ve di\u011fer bir\u00e7ok \u00fclke de aktif olarak bu hamleyi d\u00fc\u015f\u00fcn\u00fcyor. Stablecoinlerin d\u00fczenlenmesi b\u00fcy\u00fck bir m\u00fczakere oldu [\u2026]<\/p>","protected":false},"author":19,"featured_media":2686,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":2,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[12],"tags":[259,179],"class_list":["post-20356","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-cbdc","tag-stablecoin"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/w7ktnkhixfo.jpg",1600,1079,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/w7ktnkhixfo-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/w7ktnkhixfo-300x202.jpg",300,202,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/w7ktnkhixfo-768x518.jpg",640,432,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/w7ktnkhixfo-1024x691.jpg",640,432,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/w7ktnkhixfo-1536x1036.jpg",1536,1036,true],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/w7ktnkhixfo.jpg",1600,1079,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/w7ktnkhixfo.jpg",18,12,false]},"uagb_author_info":{"display_name":"Lawrence Woriji","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/lawrencew\/"},"uagb_comment_info":0,"uagb_excerpt":"Banks and other financial institutions view stablecoins as a threat to the existing financial system. Central banks across the world are considering launching CBDCs as direct competitors to stablecoins. About nine countries have launched their own digital currencies, and several others are actively considering the move. The regulation of stablecoins has been a huge deliberation&hellip;","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/20356","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=20356"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/20356\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/2686"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=20356"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=20356"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=20356"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}