{"id":2608,"date":"2022-04-20T06:44:00","date_gmt":"2022-04-20T13:44:00","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=2608"},"modified":"2022-04-20T14:47:17","modified_gmt":"2022-04-20T21:47:17","slug":"latest-update-on-cbdcs-in-2022","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/tr\/latest-update-on-cbdcs-in-2022\/","title":{"rendered":"2022&#039;de CBDC&#039;lerle ilgili son g\u00fcncelleme"},"content":{"rendered":"<p>CBDC&#039;leri ara\u015ft\u0131ran bir\u00e7ok merkez bankas\u0131n\u0131n as\u0131l motivasyonu, fiat para birimlerinin dijital \u00e7a\u011fda alakal\u0131 kalmas\u0131n\u0131 sa\u011flamakt\u0131. Ne de olsa, insanlar dijital olarak giderek daha fazla i\u015flem yap\u0131yor ve de\u011fer depoluyorsa, neden \u00fclkenin itibari para biriminin dijital bir versiyonu olmas\u0131n? Bu, insanlar\u0131n t\u00fcm g\u00fcnl\u00fck harcamalar\u0131 i\u00e7in para birimini kullanmalar\u0131n\u0131 kolayla\u015ft\u0131racakt\u0131r.<\/p>\n\n\n\n<p>Merkez bankas\u0131 dijital para birimleri (CBDC&#039;ler), 2021&#039;de blockchain ve kripto para birimi alanlar\u0131nda b\u00fcy\u00fck bir hit oldu.<\/p>\n\n\n\n<p>Kripto para end\u00fcstrisinin h\u0131zl\u0131 b\u00fcy\u00fcmesi, d\u00fcnya \u00e7ap\u0131ndaki merkez bankalar\u0131n\u0131 kendi dijital para birimlerini piyasaya s\u00fcrmeye te\u015fvik etti. 2021&#039;de \u00e7ok fazla CBDC lansman\u0131 yap\u0131lmad\u0131. Ondan \u00f6nce kayda de\u011fer tek CBDC lansman\u0131, <a href=\"https:\/\/www.sanddollar.bs\/\" target=\"_blank\" aria-label=\"dijital Kum Dolar\u0131 (yeni bir sekmede a\u00e7\u0131l\u0131r)\" rel=\"noreferrer noopener nofollow\" class=\"ek-link\">dijital Kum Dolar\u0131<\/a> 2020&#039;de Bahamalar taraf\u0131ndan. A\u00e7\u0131k beklenti, 2022&#039;nin nihayet bu merkez bankalar\u0131ndan tam te\u015fekk\u00fcll\u00fc dijital para birimi lansmanlar\u0131 sunaca\u011f\u0131yd\u0131. Herhangi bir kal\u0131c\u0131 CBDC konu\u015fland\u0131rmas\u0131na tan\u0131k olmadan \u00f6nce bir veya iki y\u0131l daha beklememiz gerekiyor gibi g\u00f6r\u00fcn\u00fcyor.<\/p>\n\n\n\n<p>Avrupa Merkez Bankas\u0131, CBDC&#039;leri ara\u015ft\u0131ran en \u00f6nde gelen merkez bankalar\u0131ndan biridir. Banka, 2020&#039;nin ba\u015f\u0131ndan beri dijital bir euro ba\u015flatma olas\u0131l\u0131\u011f\u0131n\u0131 ara\u015ft\u0131r\u0131yor. Bu konuda \u00e7ok ilerleme kaydedildi, ancak banka hen\u00fcz herhangi bir \u015fey ba\u015flatmaya haz\u0131r de\u011fil.<\/p>\n\n\n\n<p>Lambis Dionysopoulos, ara\u015ft\u0131rmac\u0131&nbsp;<strong>Lefko\u015fa \u00dcniversitesi<\/strong>&#039;s&nbsp;<strong>Gelecek Enstit\u00fcs\u00fc <\/strong>\u201cCBDC&#039;lerin son y\u0131llarda \u00e7ok fazla ilgi g\u00f6rd\u00fc\u011f\u00fc do\u011fru. 85%&#039;den fazla merkez bankas\u0131, genellikle ilgili ara\u015ft\u0131rma, erken a\u015fama pilot ve baz\u0131 ola\u011fan\u00fcst\u00fc durumlarda CBDC \u00e7\u00f6z\u00fcmlerinin geli\u015ftirilmesi ve hatta s\u0131n\u0131rl\u0131 da\u011f\u0131t\u0131m \u015feklinde baz\u0131 giri\u015fimlerle ilerliyor.&quot;<\/p>\n\n\n\n<p>Ancak devam etti, &quot;CBDC&#039;leri ba\u015flatmak i\u00e7in k\u00fcresel bir yar\u0131\u015f\u0131n ba\u015flad\u0131\u011f\u0131n\u0131 s\u00f6yleyecek kadar ileri gitmem. Ger\u00e7ek \u015fu ki, \u00e7ok az \u00fclke bunu yapabilecek durumda ve daha da az say\u0131da \u00fclke bu cephede \u00f6nemli ilerleme kaydetti.&quot;<\/p>\n\n\n\n<p>Dolay\u0131s\u0131yla, bir\u00e7ok merkez bankas\u0131 bir \u015fekilde CBDC&#039;leri ara\u015ft\u0131r\u0131rken, Dionysopoulos, geli\u015fmelerin ne olursa olsun zaman alaca\u011f\u0131n\u0131 ve temkinli ilerleyece\u011fini garanti ediyor. \u00c7o\u011funlukla b\u00f6yle bir projenin \u00f6l\u00e7e\u011fi nedeniyle.<\/p>\n\n\n\n<p>Bir CBDC&#039;nin tasar\u0131m\u0131nda ve geli\u015ftirilmesinde \u00e7ok \u00e7e\u015fitli de\u011fi\u015fkenler oldu\u011fundan, \u00e7ok say\u0131da \u00f6zel ara\u015ft\u0131rma ve deney gereklidir, bu nedenle Dionysopoulos, 2022&#039;de \u00e7ok say\u0131da (e\u011fer varsa) tam CBDC lansman\u0131 g\u00f6remeyece\u011fimizden \u015f\u00fcpheleniyor.&nbsp;<\/p>\n\n\n\n<p>Belirli \u00fclkeler ve CBDC&#039;lerdeki ilerlemeleri s\u00f6z konusu oldu\u011funda, \u00c7in s\u00fcr\u00fcye liderlik ediyor. \u00dclkenin merkez bankas\u0131 olan \u00c7in Halk Bankas\u0131, Dijital Para Birimi Elektronik \u00d6deme (DCEP) projesini ilk olarak 2014 y\u0131l\u0131nda duyurdu. O zamandan beri banka, CBDC&#039;yi \u015firket i\u00e7inde ara\u015ft\u0131r\u0131yor ve test ediyor. \u0130\u00e7inde<\/p>\n\n\n\n<p>Ekim 2020&#039;de, <a href=\"https:\/\/www.centralbanking.com\/organisations\/peoples-bank-of-china-pboc\" target=\"_blank\" aria-label=\"PBoC (yeni bir sekmede a\u00e7\u0131l\u0131r)\" rel=\"noreferrer noopener nofollow\" class=\"ek-link\">PBoC<\/a> Suzhou, Chengdu, Xiongan New Area ve Shenzhen olmak \u00fczere d\u00f6rt \u015fehirde ba\u015flat\u0131lacak bir pilot programla DCEP&#039;yi ba\u015flatmaya yak\u0131n oldu\u011funu nihayet duyurdu.<\/p>\n\n\n\n<p>Ger\u00e7ekten de, \u00c7in&#039;in \u015fu anda dijital yuan\u0131n\u0131 yakla\u015f\u0131k 140 milyon \u00c7inli ile test etti\u011fi ve merkez bankas\u0131n\u0131n Kas\u0131m ay\u0131nda dijital para birimi kullan\u0131larak yap\u0131lan toplam i\u015flemlerin yakla\u015f\u0131k 62 milyar CNY (9.8 milyar ABD dolar\u0131) oldu\u011funu bildirdi\u011fi bildirildi. Bu nedenle, \u00c7in&#039;in 2022&#039;de tam bir lansmanla ilerlemesi kesinlikle olas\u0131l\u0131k d\u0131\u015f\u0131 de\u011fil ve baz\u0131lar\u0131 bunun bu y\u0131l\u0131n \u015eubat ay\u0131nda Pekin&#039;de yap\u0131lacak K\u0131\u015f Olimpiyatlar\u0131 s\u0131ras\u0131nda ger\u00e7ekle\u015febilece\u011fini tahmin ediyor.<\/p>\n\n\n\n<p>Ne olursa olsun, \u00e7o\u011fu g\u00f6zlemci, k\u0131smen \u00c7in \u00e7abalar\u0131 nedeniyle, 2022&#039;de pilotlar\u0131n ve denemelerin artaca\u011f\u0131n\u0131 s\u00f6yl\u00fcyor.<\/p>","protected":false},"excerpt":{"rendered":"<p>CBDC&#039;leri ara\u015ft\u0131ran bir\u00e7ok merkez bankas\u0131n\u0131n as\u0131l motivasyonu, fiat para birimlerinin dijital \u00e7a\u011fda alakal\u0131 kalmas\u0131n\u0131 sa\u011flamakt\u0131. Ne de olsa, insanlar dijital olarak giderek daha fazla i\u015flem yap\u0131yor ve de\u011fer depoluyorsa, neden \u00fclkenin itibari para biriminin dijital bir versiyonu olmas\u0131n? Bu, insanlar\u0131n [\u2026]<\/p>","protected":false},"author":8,"featured_media":2609,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[191,12],"tags":[259,172],"class_list":["post-2608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-talk","category-news","tag-cbdc","tag-crypto"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/2_k82gx9uk8.jpg",1600,1067,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/2_k82gx9uk8-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/2_k82gx9uk8-300x200.jpg",300,200,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/2_k82gx9uk8-768x512.jpg",640,427,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/2_k82gx9uk8-1024x683.jpg",640,427,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/2_k82gx9uk8-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/2_k82gx9uk8.jpg",1600,1067,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/2_k82gx9uk8.jpg",18,12,false]},"uagb_author_info":{"display_name":"Martin K","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/martin\/"},"uagb_comment_info":0,"uagb_excerpt":"The original motivation for many central banks exploring CBDCs was to ensure that their fiat currencies stayed relevant in the digital age. After all, if people are increasingly conducting transactions and storing value digitally, why not have a digital version of the nation\u2019s fiat currency? This would make it easier for people to use the&hellip;","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/2608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=2608"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/2608\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/2609"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=2608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=2608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=2608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}