Birka\u00e7 \u00fclke bir merkez bankas\u0131 dijital para birimini ara\u015ft\u0131r\u0131yor ancak Hong Kong'da bu duygu farkl\u0131. Hong Kong Para Otoritesi (HKMA), b\u00f6lgenin dijital bir para birimine ihtiyac\u0131 olup olmad\u0131\u011f\u0131ndan emin olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n\n\n\n
HKMA'ya g\u00f6re, bu y\u00f6nde ilerlemeden \u00f6nce ele al\u0131nmas\u0131 gereken birka\u00e7 sorun var. Birincisi, dijital fiat para birimi i\u00e7in herhangi bir talep olup olmad\u0131\u011f\u0131 ve ikincisi, bunun nas\u0131l bir bi\u00e7im almas\u0131 gerekti\u011fidir. Merkez bankas\u0131 \u015fimdiye kadar d\u00fcnya \u00e7ap\u0131nda CBDC'lerin geli\u015fmelerini g\u00f6zlemledi, ancak \u015fu anda kendi yetki alan\u0131nda ihtiya\u00e7 g\u00f6rm\u00fcyor.<\/p>\n\n\n\n
Bir yetkili Reuters'e "Hong Kong'un para sistemi \u015fu anda istikrarl\u0131 ve sa\u011flam ve bu noktada CBDC yay\u0131nlamak i\u00e7in pratik bir gereklilik yok" dedi. Ayr\u0131ca, dijital para birimi olas\u0131l\u0131\u011f\u0131n\u0131 ara\u015ft\u0131rmak i\u00e7in gerekti\u011fi kadar ara\u015ft\u0131rma yap\u0131laca\u011f\u0131n\u0131 da s\u00f6zlerine ekledi.<\/p>\n\n\n\n
HKMA, \u015fehirdeki bankalarla blok zinciri teknolojisini zaten test ediyor ve ayr\u0131ca bir CBDC yay\u0131nlamas\u0131na yard\u0131mc\u0131 olabilecek di\u011fer teknolojileri ara\u015ft\u0131r\u0131yor.<\/p>\n\n\n\n
Hen\u00fcz hi\u00e7bir \u00fclke kendi CBDC'sini yay\u0131nlamad\u0131\u011f\u0131ndan, CBDC'ler Asya'n\u0131n finans piyasalar\u0131nda s\u0131cak bir konudur. \u00d6rne\u011fin Japonya Merkez Bankas\u0131 (BoJ), t\u00fcm sakinlerin dijital yen'i nas\u0131l kullanabilece\u011fini ara\u015ft\u0131ran bir \u00e7al\u0131\u015fma y\u00fcr\u00fct\u00fcyor. Hong Kong Para Otoritesi ayr\u0131ca e-HKD'yi veya HKD i\u00e7in bir OTC pazar\u0131n\u0131 ba\u015flatman\u0131n art\u0131lar\u0131n\u0131 ve eksilerini de\u011ferlendirmek i\u00e7in ayr\u0131 bir giri\u015fim ba\u015flatt\u0131.<\/p>\n\n\n\n
HKMA, \u00fc\u00e7 olas\u0131 senaryoyu \u00f6zetledi:<\/p>\n\n\n\n
1) e-HKD'nin m\u00fcnhas\u0131ran merkez bankas\u0131 ile etkile\u015fime giren i\u015fletmeler taraf\u0131ndan kullan\u0131lmas\u0131yla, her \u015feyi stat\u00fckoyu korumak;<\/p>\n\n\n\n
2) KYC\/AML prosed\u00fcrleri arac\u0131l\u0131\u011f\u0131yla yaln\u0131zca blok zinciri ve ak\u0131ll\u0131 s\u00f6zle\u015fme teknolojileri arac\u0131l\u0131\u011f\u0131yla iletilebilen\/aktar\u0131labilen bir CBDC olu\u015fturmak; ve<\/p>\n\n\n\n
3) \u0130nternet eri\u015fimi olan herkesin merkez bankas\u0131nda hesab\u0131 olsun veya olmas\u0131n e-HKD kullanmas\u0131na izin vermek.<\/p>\n\n\n\n
\u015eu an itibariyle, HKMA'n\u0131n sonunda hangi yolu izleyece\u011fi belli de\u011fil.<\/p>\n\n\n\n
Hong Kong, bir CBDC'ye ihtiyac\u0131 olup olmad\u0131\u011f\u0131ndan emin de\u011fil \u00e7\u00fcnk\u00fc dikkate al\u0131nmas\u0131 gereken bir\u00e7ok fakt\u00f6r var. \u00dc\u00e7 ana senaryo, her \u015feyi mevcut durumda tutmak, yaln\u0131zca blok zinciri ve ak\u0131ll\u0131 s\u00f6zle\u015fme teknolojileri arac\u0131l\u0131\u011f\u0131yla kullan\u0131labilen bir CBDC olu\u015fturmak ve internete eri\u015fimi olan herkesin e-HKD kullanmas\u0131na izin vermektir. \u015eu an itibariyle, HKMA'n\u0131n sonunda hangi yolu izleyece\u011fi belli de\u011fil. T\u00fcm se\u00e7enekleri ve olas\u0131l\u0131klar\u0131 ke\u015ffetmek i\u00e7in \u00e7al\u0131\u015fmalar devam etmektedir.<\/p>\n\n\n\n
Her \u00fclke farkl\u0131 nedenlerle bir CBDC i\u00e7in bast\u0131r\u0131yor. \u0130sve\u00e7'te bankac\u0131lar nakit kullan\u0131m\u0131n\u0131n azalmas\u0131ndan endi\u015fe duyuyorlar; Bahamalar'da h\u00fck\u00fcmet bir sistem kurmaya \u00e7al\u0131\u015f\u0131yor finansal kat\u0131l\u0131m i\u00e7in<\/a>; Kanada Merkez Bankas\u0131 ihtiyac\u0131 g\u00f6r\u00fcyor artan rekabet<\/a> perakende mevduatlar i\u00e7in; \u00c7in Halk Bankas\u0131 isterken g\u00fcre\u015fmek <\/a>AliPay ve WeChat \u00f6demelerinin \u00fclkenin para arz\u0131 \u00fczerindeki kontrol\u00fc.<\/p>\n\n\n\n Peki ya Hong Kong? Kendine has bankac\u0131l\u0131k sistemi olan ve \u015fu anda \u00c7in ile b\u00fct\u00fcnle\u015fme s\u00fcrecinde olan bir b\u00f6lge. Peki HKMA'n\u0131n bir CBDC hakk\u0131ndaki d\u00fc\u015f\u00fcnceleri nelerdir?<\/p>\n\n\n\n \u015eu an itibariyle, hala havada. Ge\u00e7en y\u0131l\u0131n Ekim ay\u0131nda HKMA, bir CBDC ba\u015flatman\u0131n fizibilitesi \u00fczerine iki y\u0131ll\u0131k bir \u00e7al\u0131\u015fma ba\u015flataca\u011f\u0131n\u0131 duyurdu. \u00c7al\u0131\u015fma, teknik fizibilite, ekonomik faydalar ve risklerin yan\u0131 s\u0131ra yasal ve d\u00fczenleyici konular dahil olmak \u00fczere potansiyel bir e-HKD'nin \u00e7e\u015fitli y\u00f6nlerini ke\u015ffedecektir.<\/p>\n\n\n\n \u015eimdiye kadar, HKMA bulgular\u0131 konusunda a\u011fz\u0131 s\u0131k\u0131yd\u0131. Bununla birlikte, yak\u0131n tarihli bir r\u00f6portajda kurumun genel m\u00fcd\u00fcr yard\u0131mc\u0131s\u0131 Howard Lee, Bloomberg'e bir CBDC'nin Hong Kong'un i\u015fleyi\u015fine "\u00f6nemli bir de\u011fi\u015fiklik" getirebilece\u011fini s\u00f6yledi.<\/p>\n\n\n\n Ancak bu iyimserli\u011fe ra\u011fmen Lee, dijital para birimini piyasaya s\u00fcrmek i\u00e7in somut bir plan olmad\u0131\u011f\u0131n\u0131 da s\u00f6yledi.<\/p>","protected":false},"excerpt":{"rendered":" Birka\u00e7 \u00fclke bir merkez bankas\u0131 dijital para birimini ara\u015ft\u0131r\u0131yor, ancak Hong Kong'da bu duygu farkl\u0131. Hong Kong Para Otoritesi (HKMA), b\u00f6lgenin dijital bir para birimine ihtiyac\u0131 olup olmad\u0131\u011f\u0131ndan emin olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi. HKMA'ya g\u00f6re, bu konuda ilerlemeden \u00f6nce ele al\u0131nmas\u0131 gereken birka\u00e7 sorun var [\u2026]<\/p>","protected":false},"author":8,"featured_media":2785,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[190,191,12],"tags":[135,172,222],"class_list":["post-2784","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-news","category-industry-talk","category-news","tag-blockchain","tag-crypto","tag-defi"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/0u2e7stbhii.jpg",1600,1200,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/0u2e7stbhii-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/0u2e7stbhii-300x225.jpg",300,225,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/0u2e7stbhii-768x576.jpg",640,480,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/0u2e7stbhii-1024x768.jpg",640,480,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/0u2e7stbhii-1536x1152.jpg",1536,1152,true],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/0u2e7stbhii.jpg",1600,1200,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/04\/0u2e7stbhii.jpg",16,12,false]},"uagb_author_info":{"display_name":"Martin K","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/martin\/"},"uagb_comment_info":0,"uagb_excerpt":"Several countries are exploring a central bank digital currency but in Hong Kong, the feeling is different. The Hong Kong Monetary Authority (HKMA) said it\u2019s not sure if the territory needs a digital currency at all. According to the HKMA, there are several issues that need to be dealt with before moving ahead in this…","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/2784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=2784"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/2784\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/2785"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=2784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=2784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=2784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}