{"id":3385,"date":"2022-05-11T04:48:34","date_gmt":"2022-05-11T11:48:34","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=3385"},"modified":"2022-05-11T04:48:34","modified_gmt":"2022-05-11T11:48:34","slug":"chinese-banks-launch-automatic-digital-yuan-to-fiat-conversion-tools","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/tr\/chinese-banks-launch-automatic-digital-yuan-to-fiat-conversion-tools\/","title":{"rendered":"\u00c7in Bankalar\u0131 Otomatik Dijital Yuan'dan Fiat'a D\u00f6n\u00fc\u015ft\u00fcrme Ara\u00e7lar\u0131n\u0131 Ba\u015flatt\u0131"},"content":{"rendered":"

\u00c7in bankalar\u0131, fonlar\u0131n uzun s\u00fcre bo\u015fta kald\u0131\u011f\u0131n\u0131 tespit edebilen \u201cak\u0131ll\u0131 y\u00f6netim\u201d ara\u00e7lar\u0131yla, dijital yuan kullan\u0131c\u0131lar\u0131n\u0131n merkez bankas\u0131 dijital para varl\u0131klar\u0131 \u00fczerinde faiz kazanmalar\u0131n\u0131 sa\u011flamak i\u00e7in yeni y\u00f6ntemler ara\u015ft\u0131r\u0131yor.<\/p>\n\n\n\n

Hareket, \u00c7in h\u00fck\u00fcmetinin, Shenzhen ve Suzhou gibi b\u00fcy\u00fck \u015fehirlerde devam eden birka\u00e7 y\u00fcksek profilli pilot projeyle birlikte, e-CNY olarak da bilinen dijital yuan\u0131n kullan\u0131m\u0131n\u0131 te\u015fvik etme \u00e7abalar\u0131n\u0131 h\u0131zland\u0131rmas\u0131yla geldi.<\/p>\n\n\n\n

Dijital yuan hen\u00fcz genel kullan\u0131m i\u00e7in mevcut olmasa da, baz\u0131 bankalar, m\u00fc\u015fterilerin e-CNY'lerini belirli bir s\u00fcre bo\u015fta kald\u0131\u011f\u0131nda otomatik olarak fiat para birimine d\u00f6n\u00fc\u015ft\u00fcrmelerini sa\u011flayacak ara\u00e7lar\u0131 zaten test ediyor.<\/p>\n\n\n\n

South China Morning Post'ta yer alan bir habere g\u00f6re,\u00a0\u00c7in Ziraat Bankas\u0131<\/a>\u00a0\u2013 \u00fclkenin \u201cd\u00f6rt b\u00fcy\u00fck\u201d devlete ait ticari bankas\u0131ndan biri \u2013 \u00fc\u00e7 aydan fazla bir s\u00fcre bo\u015fta kald\u0131\u011f\u0131nda e-CNY'yi otomatik olarak yuana \u00e7evirecek bir \u201cak\u0131ll\u0131 y\u00f6netim\u201d arac\u0131n\u0131 test ediyor.<\/p>\n\n\n\n

Suzhou \u015fehrinde denenen ara\u00e7, dijital yuan sahiplerini para birimini daha aktif kullanmaya te\u015fvik etmek ve istiflemelerini \u00f6nlemek i\u00e7in tasarland\u0131.<\/p>\n\n\n\n

Benzer \u015fekilde, \u00c7in Sanayi ve Ticaret Bankas\u0131, hesap sahiplerinin alt\u0131 aydan daha uzun bir s\u00fcre hareketsiz kalmas\u0131 durumunda e-CNY'lerini otomatik olarak yuan'a d\u00f6n\u00fc\u015ft\u00fcrmelerine olanak tan\u0131yan bir \u00f6zelli\u011fi test ediyor.<\/p>\n\n\n\n

Hareket, \u00c7in h\u00fck\u00fcmetinin Pekin'deki 2022 K\u0131\u015f Olimpiyatlar\u0131 \u00f6ncesinde dijital yuan kullan\u0131m\u0131n\u0131 te\u015fvik etme \u00e7abalar\u0131n\u0131 art\u0131rmas\u0131yla geldi.<\/p>\n\n\n\n

Ba\u015f\u0131na<\/a> Sina'dan gelen raporlara g\u00f6re, bu t\u00fcr hizmet sunan bankalar aras\u0131nda ticari devi Industrial, China Construction Bank (CCB) ve Commercial Bank of China (ICBC) yer al\u0131yor. \u00c7in Ticaret Bankas\u0131 (ICBC), uygulamas\u0131nda m\u00fc\u015fterilerin c\u00fczdanlar\u0131ndaki ayarlar\u0131 \u00f6zelle\u015ftirmesine olanak tan\u0131yan \u00e7\u00f6z\u00fcmler sunuyor \u2013 AI ve algoritmalar\u0131n \u201cotomatik olarak\u201d belirli bir miktar\u0131n \u00fczerinde dijital yuan varl\u0131klar\u0131 eklemesine (veya belirli bir miktar i\u00e7in bo\u015fta kalmas\u0131na) izin veriyor. zaman) fiat tasarruf hesaplar\u0131na.<\/p>\n\n\n\n

Benzer bir \u00e7\u00f6z\u00fcm, China Construction Bank (CCB) taraf\u0131ndan da geli\u015ftirilmi\u015ftir; bu \u00e7\u00f6z\u00fcm, kullan\u0131c\u0131lar\u0131n ba\u011flant\u0131l\u0131 dijital CNY c\u00fczdanlar\u0131ndan \u00f6deme yapmaya \u00e7al\u0131\u015f\u0131rlarsa ancak tamamlamalar\u0131 i\u00e7in yetersiz dijital yuan fonlar\u0131 varsa, fiat hesaplar\u0131ndan ger\u00e7ek zamanl\u0131 y\u00fcklemeler yapmalar\u0131na olanak tan\u0131r. i\u015flem.<\/p>\n\n\n\n

CCB, bu i\u015fleve Otomatik Kombinasyon \u00d6demesi ad\u0131n\u0131 verdi ve m\u00fc\u015fterilerin c\u00fczdanlar\u0131na ba\u011flamak istedikleri fiat hesaplar\u0131n\u0131 bu \u015fekilde se\u00e7melerine izin verece\u011fini s\u00f6yl\u00fcyor. Herhangi bir i\u015flemde maksimum yakla\u015f\u0131k 743 USD de\u011ferinde fiat \u201cbirle\u015ftirilebilir\u201d ve \u201ckombinasyon\u201d \u00f6demelerinde g\u00fcnl\u00fck 1.488 USD'lik bir limit konulabilir.<\/p>\n\n\n\n

Ge\u00e7en ay \u00c7in Halk Bankas\u0131, ger\u00e7ek d\u00fcnya senaryolar\u0131nda dijital para biriminin kullan\u0131m\u0131n\u0131 test etmek i\u00e7in \u00fclke genelindeki \u015fehirlerde bir dizi pilot program ba\u015flataca\u011f\u0131n\u0131 duyurdu. Genellikle \u201cDCEP\u201d olarak adland\u0131r\u0131lan dijital para birimi, \u00fclkenin ABD dolar\u0131na olan ba\u011f\u0131ml\u0131l\u0131\u011f\u0131n\u0131 azaltmas\u0131n\u0131n ve para politikas\u0131 \u00fczerinde daha fazla kontrol sahibi olmas\u0131n\u0131n bir yolu olarak g\u00f6r\u00fcl\u00fcyor.<\/p>\n\n\n\n

Yeni ara\u00e7lar, CCB m\u00fc\u015fterilerinin yuanlar\u0131n\u0131 dijital para birimine d\u00f6n\u00fc\u015ft\u00fcrmelerine ve ard\u0131ndan \u00f6deme yapmak veya para transferi yapmak i\u00e7in kullanmalar\u0131na olanak sa\u011flayacak. S\u00fcre\u00e7, kullan\u0131c\u0131lar\u0131n \u015fu anda fiat para birimlerini Bitcoin veya di\u011fer kripto para birimlerine d\u00f6n\u00fc\u015ft\u00fcrmesine benzer.<\/p>\n\n\n\n

CCB taraf\u0131ndan bu yeni ara\u00e7lar\u0131n piyasaya s\u00fcr\u00fclmesi, bankan\u0131n dijital yuan\u0131n gelece\u011fine g\u00fcvendi\u011fini ve daha geni\u015f kapsaml\u0131 kullan\u0131ma haz\u0131rland\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Bu ayn\u0131 zamanda \u00c7in h\u00fck\u00fcmetinin dijital yuan\u0131 b\u00fcy\u00fck bir k\u00fcresel para birimi haline getirme hedefine yakla\u015ft\u0131\u011f\u0131n\u0131n da bir i\u015fareti.<\/p>","protected":false},"excerpt":{"rendered":"

\u00c7in bankalar\u0131, fonlar\u0131n uzun s\u00fcre bo\u015fta kald\u0131\u011f\u0131n\u0131 tespit edebilen \u201cak\u0131ll\u0131 y\u00f6netim\u201d ara\u00e7lar\u0131yla, dijital yuan kullan\u0131c\u0131lar\u0131n\u0131n merkez bankas\u0131 dijital para varl\u0131klar\u0131 \u00fczerinde faiz kazanmalar\u0131n\u0131 sa\u011flamak i\u00e7in yeni y\u00f6ntemler ara\u015ft\u0131r\u0131yor. Hareket, \u00c7in h\u00fck\u00fcmetinin dijital yuan\u0131n kullan\u0131m\u0131n\u0131 te\u015fvik etme \u00e7abalar\u0131n\u0131 h\u0131zland\u0131rmas\u0131yla geldi \u2013 ayr\u0131ca [\u2026]<\/p>","protected":false},"author":8,"featured_media":3386,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[191,12],"tags":[341,172,272],"class_list":["post-3385","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-talk","category-news","tag-chinese-bank","tag-crypto","tag-digital-yuan"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/ucqg2p2y0je.jpg",1600,1064,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/ucqg2p2y0je-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/ucqg2p2y0je-300x200.jpg",300,200,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/ucqg2p2y0je-768x511.jpg",640,426,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/ucqg2p2y0je-1024x681.jpg",640,426,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/ucqg2p2y0je-1536x1021.jpg",1536,1021,true],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/ucqg2p2y0je.jpg",1600,1064,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/05\/ucqg2p2y0je.jpg",18,12,false]},"uagb_author_info":{"display_name":"Martin K","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/martin\/"},"uagb_comment_info":0,"uagb_excerpt":"Chinese banks are exploring new methods of enabling digital yuan users to earn interest on their central bank digital currency holdings \u2013 with \u201csmart management\u201d tools that can detect when funds have been left idle for long periods. The move comes as the Chinese government ramps up its efforts to promote the use of the digital yuan \u2013 also…","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/3385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=3385"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/3385\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/3386"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=3385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=3385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=3385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}