{"id":38290,"date":"2022-12-07T19:28:38","date_gmt":"2022-12-07T19:28:38","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=38290"},"modified":"2022-12-07T19:28:44","modified_gmt":"2022-12-07T19:28:44","slug":"nigeria-force-use-of-cbdc-with-new-central-bank","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/tr\/nigeria-force-use-of-cbdc-with-new-central-bank\/","title":{"rendered":"Nijerya, Yeni Merkez Bankas\u0131 Politikas\u0131yla CBDC Kullan\u0131m\u0131n\u0131 Zorluyor"},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li><strong>Nijerya, dijital para birimi ba\u015flatan 11 \u00fclkeden biridir.<\/strong><\/li>\n\n\n\n<li><strong>CBN k\u0131sa s\u00fcre \u00f6nce dijital \u00f6demelere ge\u00e7i\u015fi ba\u015flatmak amac\u0131yla yeni banknotlar \u00e7\u0131kard\u0131. <\/strong><\/li>\n\n\n\n<li><strong>Nijerya, e-naira&#039;y\u0131 2021&#039;de ba\u015flatt\u0131 ancak \u00fclke n\u00fcfusunun 0,5%&#039;den az\u0131 bunu benimsedi.<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Nijerya, kendi merkez bankas\u0131 dijital para birimi CBDC&#039;yi piyasaya s\u00fcren ilk Afrika \u00fclkelerinden biriydi. Ancak lansmandan bir y\u0131l sonra,<a aria-label=\" e-naira&#039;n\u0131n benimsenmesi (yeni bir sekmede a\u00e7\u0131l\u0131r)\" href=\"https:\/\/bitcoinwisdom.com\/tr\/nigeria-targets-unbanked-citizens-as-its-pushes\/\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\"> e-naira&#039;n\u0131n benimsenmesi<\/a> d\u00fc\u015f\u00fck olmu\u015ftur. Ge\u00e7ti\u011fimiz g\u00fcnlerde \u00fclkenin merkez bankas\u0131 <a aria-label=\"duyuruldu (yeni bir sekmede a\u00e7\u0131l\u0131r)\" href=\"https:\/\/www.cbn.gov.ng\/Out\/2022\/CCD\/RevisedCashWithdrawal.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"ek-link\">ilan edildi<\/a> ulusu nakitsiz bir topluma d\u00f6n\u00fc\u015ft\u00fcrmeyi ve nihayetinde e-naira&#039;n\u0131n daha fazla benimsenmesine yol a\u00e7may\u0131 ama\u00e7layan yeni bir politika.<\/p>\n\n\n\n<p>CBN&#039;den gelen yeni direktif, vatanda\u015flar\u0131n ve i\u015fletmelerin sahip oldu\u011fu fiziksel nakit miktar\u0131nda ciddi bir azalmaya yol a\u00e7acak. Yeni politikaya g\u00f6re, Nijeryal\u0131lar ATM&#039;lerden yaln\u0131zca g\u00fcnl\u00fck $45 (N20.000) ve haftal\u0131k $225 (N100.000) \u00e7ekebiliyor.<\/p>\n\n\n\n<p>Ek olarak, hem vatanda\u015flar hem de \u015firketler i\u00e7in s\u0131ras\u0131yla $225 (N100.000) ve $1.125 (N500.000) tutar\u0131nda haftal\u0131k para \u00e7ekme limiti olacakt\u0131r. Bu k\u0131s\u0131tlamalar\u0131 a\u015fan miktarda \u00e7ekilen fonlar, bireyler i\u00e7in 5% \u00fccretine, \u015firketler i\u00e7in ise 10% \u00fccretine tabi olacakt\u0131r. Merkez bankas\u0131 ayr\u0131ca sat\u0131\u015f noktas\u0131 terminallerinden nakit \u00e7ekme i\u015flemleri i\u00e7in g\u00fcnl\u00fck tavan\u0131 $45 (N20.000) olarak belirledi.<\/p>\n\n\n\n<p>Ancak CBN, daha b\u00fcy\u00fck mali \u00e7ekimlerin yaln\u0131zca &quot;zorlay\u0131c\u0131 durumlarda&quot; yap\u0131lmas\u0131 gerekti\u011fini ve bireyler ve kurulu\u015flar i\u00e7in s\u0131ras\u0131yla 5 milyon N ($6.765) ve 10 milyon N&#039;yi ($13.513) a\u015famayaca\u011f\u0131n\u0131 belirtti. Mali d\u00fczenleyici, bu t\u00fcr istisnalara yaln\u0131zca ayda bir kez izin verildi\u011fini ekledi.\u00a0<\/p>\n\n\n\n<p>Bankac\u0131l\u0131k denetim m\u00fcd\u00fcr\u00fc Haruna Mustafa, de\u011fi\u015fikliklerin Nijeryal\u0131lar\u0131 di\u011fer bankac\u0131l\u0131k se\u00e7eneklerini ke\u015ffetmeye ve nakite olan ba\u011f\u0131ml\u0131l\u0131klar\u0131n\u0131 azaltmaya te\u015fvik edece\u011fini kaydetti. dedi ki<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>M\u00fc\u015fterilerin bankac\u0131l\u0131k i\u015flemlerini alternatif kanallar (\u0130nternet bankac\u0131l\u0131\u011f\u0131, mobil bankac\u0131l\u0131k uygulamalar\u0131, USSD, kartlar\/POS, eNaira vb.) kullanmalar\u0131 te\u015fvik edilmelidir.<\/p>\n<\/blockquote>\n\n\n\n<p>Nijerya&#039;da nakitsiz politika 2012&#039;den beri uygulan\u0131yor. \u00dclkenin mali d\u00fczenleyicileri, bu politikan\u0131n \u00f6deme sisteminin verimlili\u011fini art\u0131raca\u011f\u0131n\u0131 ve bankac\u0131l\u0131k hizmetlerini vatanda\u015flar i\u00e7in daha eri\u015filebilir ve daha ucuz hale getirece\u011fini iddia etti.<\/p>\n\n\n\n<p>Nijerya&#039;n\u0131n CBN valisi Godwin Emefiele uzun s\u00fcredir e-naira&#039;n\u0131n kitlesel olarak benimsenmesini tetiklemenin yollar\u0131n\u0131 ar\u0131yordu. Emefiele yak\u0131n zamanda dijital \u00f6demelerdeki de\u011fi\u015fime yard\u0131mc\u0131 olmak i\u00e7in yeni banknotlar \u00e7\u0131kard\u0131. Nijerya, tamamen dijital para birimi geli\u015ftiren 11 \u00fclkeden biridir. Yeni direktifin Ocak ay\u0131nda ba\u015flamas\u0131 planlan\u0131yor. Ancak Nijeryal\u0131lar\u0131n nihayet e-nairay\u0131 benimseyip benimsemeyecekleri veya kripto para kullan\u0131m\u0131n\u0131 art\u0131r\u0131p art\u0131rmayacaklar\u0131n\u0131 zaman g\u00f6sterecek.<\/p>","protected":false},"excerpt":{"rendered":"<p>Nijerya, kendi merkez bankas\u0131 dijital para birimi CBDC&#039;yi ba\u015flatan ilk Afrika \u00fclkelerinden biriydi. Ancak lansman\u0131ndan bir y\u0131l sonra e-nairan\u0131n benimsenme oran\u0131 d\u00fc\u015f\u00fck oldu. \u00dclkenin merkez bankas\u0131 ge\u00e7ti\u011fimiz g\u00fcnlerde \u00fclkeyi nakitsiz bir topluma d\u00f6n\u00fc\u015ft\u00fcrmeyi ve sonu\u00e7ta nakit paran\u0131n daha fazla benimsenmesini sa\u011flamay\u0131 ama\u00e7layan yeni bir politikay\u0131 duyurdu.<\/p>","protected":false},"author":19,"featured_media":38114,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[190,12],"tags":[259,1383],"class_list":["post-38290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-news","category-news","tag-cbdc","tag-nigeria"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1.jpg",1424,802,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-300x169.jpg",300,169,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-768x433.jpg",640,361,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-1024x577.jpg",640,361,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1.jpg",1424,802,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1.jpg",1424,802,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/11\/Nigeria-1-18x10.jpg",18,10,true]},"uagb_author_info":{"display_name":"Lawrence Woriji","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/lawrencew\/"},"uagb_comment_info":0,"uagb_excerpt":"Nigeria was one of the early African nations to launch its own central bank digital currency, CBDC. However, a year after the launch, adoption of the e-naira has been low. The country&#8217;s central bank recently announced a new policy aimed at turning the nation into a cashless society and ultimately leading to more adoption of&hellip;","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/38290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=38290"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/38290\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/38114"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=38290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=38290"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=38290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}