{"id":4222,"date":"2022-06-02T17:13:46","date_gmt":"2022-06-03T00:13:46","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=4222"},"modified":"2022-07-11T05:08:53","modified_gmt":"2022-07-11T05:08:53","slug":"defi-may-need-new-global-regulator-in-germany","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/tr\/defi-may-need-new-global-regulator-in-germany\/","title":{"rendered":"DeFi Almanya'da Yeni K\u00fcresel D\u00fczenleyiciye \u0130htiya\u00e7 Duyabilir"},"content":{"rendered":"

Merkezi Olmayan Finans (DeFi) d\u00fcnyas\u0131 hala erken a\u015famalar\u0131nda, ancak \u015fimdiden d\u00fczenleyicilerin dikkatini \u00e7ekmeye ba\u015fl\u0131yor. <\/a>Almanya'da b\u00fcy\u00fcyen bu end\u00fcstriye g\u00f6z kulak olmak i\u00e7in yeni bir k\u00fcresel d\u00fczenleyici gerekebilir.<\/p>\n\n\n\n

Alman Mali Denetleme Kurumu (BaFin) ge\u00e7ti\u011fimiz g\u00fcnlerde DeFi hakk\u0131nda bir a\u00e7\u0131klama yaparak yat\u0131r\u0131mc\u0131lar\u0131 bu \u00fcr\u00fcnlerle ilgili riskler konusunda uyard\u0131. BaFin, kripto para birimlerine veya ICO'lara yat\u0131r\u0131m yapman\u0131n riskleri hakk\u0131nda ilk kez bir uyar\u0131 yay\u0131nlam\u0131yor. Ancak BaFin ilk defa DeFi \u00fcr\u00fcnlerinden \u00f6zellikle bahsetti.<\/p>\n\n\n\n

BaFin'in a\u00e7\u0131klamas\u0131, DeFi \u00fcr\u00fcnlerinin artan pop\u00fclaritesi g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda s\u00fcrpriz de\u011fil. Deloitte taraf\u0131ndan haz\u0131rlanan bir rapora g\u00f6re, DeFi protokollerinde kilitlenen de\u011fer Ocak 2019'da $1 milyardan Aral\u0131k 2020'ye kadar $13 milyara y\u00fckseldi. Bu patlay\u0131c\u0131 b\u00fcy\u00fcme, \u015fu anda bununla en iyi nas\u0131l ba\u015fa \u00e7\u0131k\u0131laca\u011f\u0131 ile bo\u011fu\u015fan d\u00fcnya \u00e7ap\u0131ndaki d\u00fczenleyicilerin ve yasa koyucular\u0131n dikkatini \u00e7ekti. do\u011fmakta olan end\u00fcstri.<\/p>\n\n\n\n

BaFin'in a\u00e7\u0131klamas\u0131, d\u00fczenleyicilerin DeFi'ye dikkat etti\u011fini hat\u0131rlatsa da, \u00e7o\u011fu DeFi protokol\u00fcn\u00fcn hala erken a\u015famada oldu\u011funu ve hen\u00fcz g\u00fcvenilir veya g\u00fcvenli oldu\u011funun kan\u0131tlanmad\u0131\u011f\u0131n\u0131 hat\u0131rlamak \u00f6nemlidir. Bu nedenle, bu \u00fcr\u00fcnlere yap\u0131lan yat\u0131r\u0131mlar dikkatli ve ancak kapsaml\u0131 bir ara\u015ft\u0131rma yapt\u0131ktan sonra yap\u0131lmal\u0131d\u0131r.<\/p>\n\n\n\n

Bu, d\u00fcnyan\u0131n d\u00f6rt bir yan\u0131ndaki d\u00fczenleyicilerin b\u00fcy\u00fcyen DeFi sekt\u00f6r\u00fcn\u00fc fark etmeye ba\u015flamas\u0131yla ortaya \u00e7\u0131k\u0131yor. Birka\u00e7 ay \u00f6nce, Menkul K\u0131ymetler ve Borsa Komisyonu (SEC), belirli dijital varl\u0131klar\u0131n ABD yasalar\u0131na g\u00f6re menkul k\u0131ymetler olarak nas\u0131l s\u0131n\u0131fland\u0131r\u0131labilece\u011fine dair bir k\u0131lavuz yay\u0131nlad\u0131. Ayn\u0131 ay\u0131n ba\u015flar\u0131nda, \u00c7in merkez bankas\u0131 DeFi faaliyetlerini d\u00fczenleyen bir b\u00f6l\u00fcm i\u00e7eren bir rapor yay\u0131nlad\u0131.<\/p>\n\n\n\n

DeFi alan\u0131ndaki son y\u00fcksek profilli sald\u0131r\u0131lar g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, bu d\u00fczenleyici dikkatlilik s\u00fcrpriz de\u011fil. Sadece birka\u00e7 ay \u00f6nce, $8 milyon de\u011ferindeki Ethereum (ETH) i\u00e7in bZx adl\u0131 bir protokolden yararlan\u0131ld\u0131. Bu, bir\u00e7ok ki\u015finin Ethereum'un blok zinciri \u00fczerine in\u015fa edilen projelerden daha fazla g\u00fcvenlik ve \u015feffafl\u0131k \u00f6nlemleri \u00e7a\u011fr\u0131s\u0131 yapmas\u0131na neden oldu.<\/p>\n\n\n\n

BaFin'in ilgisi artt\u0131k\u00e7a, d\u00fcnyadaki di\u011fer d\u00fczenleyicilerin de DeFi protokollerine daha fazla dikkat etmeye ba\u015flamas\u0131 an meselesi gibi g\u00f6r\u00fcn\u00fcyor. Bu, hem t\u00fcketiciler hem de i\u015fletmeler i\u00e7in iyi olacak d\u00fczenlemelere daha standart bir yakla\u015f\u0131m getirebilir.<\/p>\n\n\n\n

AB, MiCA'y\u0131 DeFi'ye geni\u015fletmeyi d\u00fc\u015f\u00fcn\u00fcyor<\/strong><\/h2>\n\n\n\n

Avrupa Birli\u011fi, Reuters taraf\u0131ndan g\u00f6r\u00fclen bir taslak teklife g\u00f6re, Kripto Varl\u0131klardaki Piyasalar (MiCA) \u00e7er\u00e7evesinin kapsam\u0131n\u0131 merkezi olmayan finans (DeFi) uygulamalar\u0131n\u0131 kapsayacak \u015fekilde geni\u015fletmeyi d\u00fc\u015f\u00fcn\u00fcyor.<\/p>\n\n\n\n

Harekete ge\u00e7ilirse, hareket ilk kez DeFi projelerini AB kurallar\u0131 alt\u0131na alacak ve geli\u015fen sekt\u00f6r\u00fc \u00f6nemli \u00f6l\u00e7\u00fcde etkileyebilir.<\/p>\n\n\n\n

\u015eu anda MiCA, yaln\u0131zca AB yasalar\u0131na g\u00f6re finansal ara\u00e7lar olarak nitelendirilen kripto varl\u0131klar\u0131 kapsamaktad\u0131r. Ancak taslak teklif kapsam\u0131n\u0131 geni\u015fletecek<\/p>\n\n\n\n

finansal ara\u00e7lar\u0131n tan\u0131m\u0131na girmeyen ancak finansal hizmetlere eri\u015fmek veya bunlar\u0131 sa\u011flamak i\u00e7in kullan\u0131lan kripto varl\u0131klar\u0131 i\u00e7erir.<\/p><\/blockquote>\n\n\n\n

Bu, dolar veya euro gibi geleneksel fiat para birimlerine sabitlenmi\u015f dijital belirte\u00e7ler olan s\u00f6zde sabit paralar\u0131 ve Ethereum'un blok zinciri a\u011f\u0131 \u00fczerine kurulu DeFi protokollerini i\u00e7erecektir.<\/p>\n\n\n\n

Merkezi olmayan finans\u0131n (DeFi) tam potansiyeline ula\u015fmas\u0131 i\u00e7in d\u00fczenleyicilerin dikkatlerini belirli kurumlar\u0131 d\u00fczenlemekten bor\u00e7 verme ve yat\u0131r\u0131m gibi d\u00fczenleme faaliyetlerine kayd\u0131rmalar\u0131 gerekecek. Bu, Avrupa Birli\u011fi'nin Blockchain G\u00f6zlemevi i\u00e7in yak\u0131n zamanda y\u00fcr\u00fct\u00fclen bir ara\u015ft\u0131rman\u0131n bulgusuydu.<\/p>\n\n\n\n

Yine \u00c7ar\u015famba g\u00fcn\u00fc yay\u0131nlanan ayr\u0131 bir raporda, Uluslararas\u0131 \u00d6demeler Bankas\u0131 (BIS), yerle\u015fik denetim olarak bilinen bir stratejiyi savundu.<\/p>\n\n\n\n

Bu stratejiye g\u00f6re, d\u00fczenleyicilere DeFi kodu i\u00e7inde y\u00fckseltilmi\u015f bir konum sa\u011flan\u0131r.<\/p>\n\n\n\n

Bunun sonucunda geni\u015fleyen sekt\u00f6rdeki riski daha verimli bir \u015fekilde izleyebilecek ve y\u00f6netebileceklerdir.<\/p>\n\n\n\n

\u0130ngiltere Merkez Bankas\u0131 ve Singapur Para Otoritesi gibi d\u00fcnyan\u0131n baz\u0131 merkez bankalar\u0131 \u015fimdiden g\u00f6m\u00fcl\u00fc denetim<\/a> pilot programlardaki ad\u0131mlar\u0131yla.<\/p>\n\n\n\n

Do\u011fru uyguland\u0131\u011f\u0131 takdirde bu strateji, DeFi \u00fcr\u00fcn ve hizmetlerinin t\u00fcm d\u00fcnyada daha yayg\u0131n olarak benimsenmesinin yolunu kolayla\u015ft\u0131rma potansiyeline sahiptir.<\/p>","protected":false},"excerpt":{"rendered":"

Merkezi Olmayan Finans (DeFi) d\u00fcnyas\u0131 hala erken a\u015famalar\u0131nda, ancak \u015fimdiden d\u00fczenleyicilerin dikkatini \u00e7ekmeye ba\u015fl\u0131yor. Almanya'da b\u00fcy\u00fcyen bu end\u00fcstriye g\u00f6z kulak olmak i\u00e7in yeni bir k\u00fcresel d\u00fczenleyici gerekebilir. Alman Mali Denetleme Kurumu (BaFin) ge\u00e7ti\u011fimiz g\u00fcnlerde DeFi hakk\u0131nda bir a\u00e7\u0131klama yaparak yat\u0131r\u0131mc\u0131lar\u0131 [\u2026]<\/p>","protected":false},"author":13,"featured_media":4224,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":2,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[188,12],"tags":[135,172,222,178,300,266],"class_list":["post-4222","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-defi-news","category-news","tag-blockchain","tag-crypto","tag-defi","tag-eu","tag-eu-regulation","tag-germany"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/rddf.jpg",1280,783,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/rddf-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/rddf-300x184.jpg",300,184,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/rddf-768x470.jpg",640,392,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/rddf-1024x626.jpg",640,391,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/rddf.jpg",1280,783,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/rddf.jpg",1280,783,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/rddf.jpg",18,12,false]},"uagb_author_info":{"display_name":"Barinem Pene","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/barinem\/"},"uagb_comment_info":0,"uagb_excerpt":"The world of Decentralized Finance (DeFi) is still in its early stages, but it is already starting to get the attention of regulators. A new global regulator may be needed to keep an eye on this growing industry in Germany. The German Financial Supervisory Authority (BaFin) recently released a statement on DeFi, warning investors of…","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/4222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=4222"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/4222\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/4224"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=4222"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=4222"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=4222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}