401(k) sa\u011flay\u0131c\u0131lar\u0131na kripto para yat\u0131r\u0131mlar\u0131na izin vermenin riskleri hakk\u0131nda bir uyar\u0131 yay\u0131nlad\u0131ktan sonra, Amerika Birle\u015fik Devletleri \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 derhal dava edildi.<\/p>\n\n\n\n
Mart 2022'de Amerika Birle\u015fik Devletleri \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 (DOL), 401(k) plan m\u00fctevellilerine tart\u0131\u015fmal\u0131 bir uyar\u0131 yay\u0131nlayarak, bir emeklilik plan\u0131n\u0131n yat\u0131r\u0131m men\u00fcs\u00fcne kripto para birimi yat\u0131r\u0131mlar\u0131n\u0131n eklenmesini d\u00fc\u015f\u00fcnmeden \u00f6nce "a\u015f\u0131r\u0131 dikkatli olmalar\u0131n\u0131" tavsiye etti. Halen, s\u00f6z konusu a\u00e7\u0131klama nedeniyle ajans aleyhine dava a\u00e7\u0131lm\u0131\u015ft\u0131r.<\/p>\n\n\n\n
Hepimiz \u0130\u00e7in<\/a>Kaliforniya merkezli bir 401(k) sa\u011flay\u0131c\u0131s\u0131, dava<\/a> DOL aleyhine 3 Haziran 2022'de Washington DC'deki Amerika Birle\u015fik Devletleri B\u00f6lge Mahkemesinde, ajans\u0131n uygun prosed\u00fcrleri izlemeden rehberlik yay\u0131nlayarak \u0130dari Usul Yasas\u0131'n\u0131 (APA) ihlal etti\u011fini iddia etti. Dava ForUsAll ad\u0131na a\u00e7\u0131ld\u0131. ForUsAll taraf\u0131ndan sunulan arg\u00fcmanlara g\u00f6re, bu prosed\u00fcrleri takip etmek, tavsiyenin uzun bir bildirim ve yorum d\u00f6neminden ge\u00e7mesini gerektirecekti.<\/p>\n\n\n\n Davac\u0131n\u0131n iddialar\u0131na g\u00f6re, \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 bu s\u00fcreci atlad\u0131 \u00e7\u00fcnk\u00fc Super Bowl reklamlar\u0131n\u0131n yat\u0131r\u0131mc\u0131lar\u0131 emeklilik tasarruflar\u0131n\u0131 kripto para birimlerine yat\u0131rmaya te\u015fvik eden potansiyel etkisinden endi\u015fe duydu ve olaydan \u00f6nce tavsiyeyi yay\u0131nlamak i\u00e7in yar\u0131\u015ft\u0131.<\/p>\n\n\n\n ForUsAll, \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131'n\u0131n kripto para birimine kar\u015f\u0131 "keyfi ve kaprisli" uyar\u0131s\u0131n\u0131n ve bu t\u00fcr yat\u0131r\u0131mlar sunan planlara kar\u015f\u0131 bir "ara\u015ft\u0131rma program\u0131" tehdidinin bir tehdit olu\u015fturabilece\u011fini iddia ediyor.<\/p>\n\n\n\n Hangi yat\u0131r\u0131mlara izin verildi\u011fine dair herhangi bir \u0130dare taraf\u0131ndan gelecekteki duyurular i\u00e7in emsal ile ilgili.<\/p>Hepimiz \u0130\u00e7in<\/cite><\/blockquote>\n\n\n\n Bu, \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131'n\u0131n uygun prosed\u00fcrden sapt\u0131\u011f\u0131 ger\u00e7e\u011fine ek olarak.<\/p>\n\n\n\n ForUsAll CEO'su Jeff Schulte, Haber Ajans\u0131'na yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131'n\u0131n Amerikal\u0131 i\u015f\u00e7ilere yard\u0131mc\u0131 olan \u00e7e\u015fitli kritik g\u00f6revleri yerine getirdi\u011fini kaydetti; ancak \u201ckoltuk mali m\u00fc\u015favir\u201d i\u015flevi bu rollerden biri olmamal\u0131d\u0131r.<\/p>\n\n\n\n Kongre, hi\u00e7bir zaman h\u00fck\u00fcmet yetkililerine, t\u00fcm varl\u0131k s\u0131n\u0131flar\u0131n\u0131 keyfi olarak k\u0131s\u0131tlamaya y\u00f6nelik yasal yetki bir yana, kazananlar\u0131 ve kaybedenleri se\u00e7me hakk\u0131 vermedi. <\/p>Jeff Schulte<\/cite><\/blockquote>\n\n\n\n Ve kesinlikle ajanslara, kamuya a\u00e7\u0131k bir s\u00fcre\u00e7ten ge\u00e7meden bu kadar kapsaml\u0131 ve aceleci ad\u0131mlar atmalar\u0131 i\u00e7in ye\u015fil \u0131\u015f\u0131k yakmad\u0131.<\/p>\n\n\n\n Ayr\u0131ca dava, Ba\u015fkan Joe Biden'in DOL y\u00f6nergelerinden bir g\u00fcn \u00f6nce yay\u0131nlanan kripto para birimiyle ilgili y\u00fcr\u00fctme emrine (EO) at\u0131fta bulundu. Beyaz Saray taraf\u0131ndan yay\u0131nlanan direktif, \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 ve Hazine Bakanl\u0131\u011f\u0131 da dahil olmak \u00fczere bir dizi federal kurumu, t\u00fcm h\u00fck\u00fcmeti kapsayan bir kripto para birimi d\u00fczenlemesi yakla\u015f\u0131m\u0131 \u00fczerinde birlikte \u00e7al\u0131\u015fmaya te\u015fvik etti.<\/p>\n\n\n\n ForUsAll, Ba\u015fkan Joe Biden'in kriptoyu \u201cte\u015fvik etme\u201d talebini vurgulad\u0131. Bu EO potansiyel olarak kripto end\u00fcstrisi \u00fczerinde b\u00fcy\u00fck bir etkiye sahip olabilir. Ba\u015fkan kriptoyu te\u015fvik ediyorsa, daha fazla ana ak\u0131m benimsemeye yol a\u00e7abilir. Bu, daha fazla insan\u0131n kriptoyu kullanmas\u0131 ve yat\u0131r\u0131m yapmas\u0131 anlam\u0131na gelebilir ve bu da sekt\u00f6r i\u00e7in iyi olacakt\u0131r. Ayr\u0131ca, daha fazla i\u015fletmenin kripto para birimini \u00f6deme olarak kabul etmesine neden olabilir ve bu da sekt\u00f6re fayda sa\u011flayacakt\u0131r.<\/p>\n\n\n\n ForUsAll, do\u011frudan DOL'nin rehberli\u011finden etkilendi\u011fini iddia ediyor. Dava, mahkemenin DOL'nin kripto y\u00f6nergesini bo\u015faltmas\u0131n\u0131 ve bir kenara b\u0131rakmas\u0131n\u0131, DOL'nin bunu uygulamak i\u00e7in harekete ge\u00e7mesini ve izin verilen kapsam\u0131 d\u0131\u015f\u0131nda soru\u015fturmalar y\u00fcr\u00fctmesini engelliyor.<\/p>\n\n\n\n Haziran 2021'de kripto 401(k) teklifinin sunulmas\u0131ndan sonra, ForUsAll'\u0131n Ba\u015f Yat\u0131r\u0131m Sorumlusu David Ramirez, bir Haber Ajans\u0131na \u015firketin 150'den fazla farkl\u0131 i\u015fletmeden sorular ald\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n\n\n\n Ancak \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131, plan men\u00fclerine kripto se\u00e7ene\u011fi ekleyen firmalar\u0131 hedef alan bir yapt\u0131r\u0131m giri\u015fimi ba\u015flatt\u0131klar\u0131n\u0131 belirtti\u011finden, birka\u00e7 m\u00fc\u015fteriyle konu\u015ftuk.<\/p>David Ramirez<\/cite><\/blockquote>\n\n\n\n Ramirez ayr\u0131ca \u015funlar\u0131 s\u00f6yledi:<\/p>\n\n\n\n Konu\u015ftu\u011fumuz ki\u015filerin yakla\u015f\u0131k \u00fc\u00e7te biri, DOL'nin tehditleri nedeniyle kripto yat\u0131r\u0131mlar\u0131n\u0131 \u00e7al\u0131\u015fanlar\u0131na sunmay\u0131 ertelemeye karar verdi. <\/p>David Ramirez<\/cite><\/blockquote>\n\n\n\n Ramirez, bu karar\u0131n do\u011frudan DOL'nin tehditleri nedeniyle al\u0131nd\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>","protected":false},"excerpt":{"rendered":" 401(k) sa\u011flay\u0131c\u0131lar\u0131na kripto para yat\u0131r\u0131mlar\u0131na izin vermenin riskleri hakk\u0131nda bir uyar\u0131 yay\u0131nlad\u0131ktan sonra, Amerika Birle\u015fik Devletleri \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 derhal dava edildi. Mart 2022'de Amerika Birle\u015fik Devletleri \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 (DOL), 401(k) plan m\u00fctevelli heyetine tart\u0131\u015fmal\u0131 bir uyar\u0131 yay\u0131nlayarak, onlara kripto para birimi yat\u0131r\u0131mlar\u0131n\u0131n eklenmesini d\u00fc\u015f\u00fcnmeden \u00f6nce "a\u015f\u0131r\u0131 dikkatli olmalar\u0131n\u0131" tavsiye etti.<\/p>","protected":false},"author":13,"featured_media":4329,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[190,191,12],"tags":[135,172,406,265],"class_list":["post-4324","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-news","category-industry-talk","category-news","tag-blockchain","tag-crypto","tag-forusall","tag-us"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/401k-Crypto-warning.jpg",1280,854,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/401k-Crypto-warning-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/401k-Crypto-warning-300x200.jpg",300,200,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/401k-Crypto-warning-768x512.jpg",640,427,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/401k-Crypto-warning-1024x683.jpg",640,427,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/401k-Crypto-warning.jpg",1280,854,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/401k-Crypto-warning.jpg",1280,854,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2022\/06\/401k-Crypto-warning.jpg",18,12,false]},"uagb_author_info":{"display_name":"Barinem Pene","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/barinem\/"},"uagb_comment_info":0,"uagb_excerpt":"After issuing a warning to 401(k) providers about the risks of allowing cryptocurrency investments, the United States Department of Labor was promptly sued. In March 2022, the United States Department of Labor (DOL) issued a contentious caution to 401(k) plan trustees, advising them to “exercise extreme care” before considering the addition of cryptocurrency investments to…","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/4324","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=4324"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/4324\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/4329"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=4324"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=4324"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=4324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}