{"id":54436,"date":"2023-03-19T05:36:06","date_gmt":"2023-03-19T05:36:06","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=54436"},"modified":"2023-03-19T05:36:12","modified_gmt":"2023-03-19T05:36:12","slug":"midsize-banks-in-us-demand-fdic-insurance-on-all-deposits-for-2-years","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/tr\/midsize-banks-in-us-demand-fdic-insurance-on-all-deposits-for-2-years\/","title":{"rendered":"ABD&#039;deki Orta \u00d6l\u00e7ekli Bankalar T\u00fcm Mevduatlar \u0130\u00e7in 2 Y\u0131l Boyunca FDIC Sigortas\u0131 Talep Ediyor"},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li><strong>Amerika Orta \u00d6l\u00e7ekli Banka Koalisyonu (MBCA), FDIC&#039;den orta \u00f6l\u00e7ekli ABD bankalar\u0131ndaki t\u00fcm mevduatlar\u0131n sigortas\u0131n\u0131 \u00f6n\u00fcm\u00fczdeki 2 y\u0131l boyunca uzatmas\u0131n\u0131 istedi.<\/strong><\/li>\n\n\n\n<li><strong>MBCA, k\u00fc\u00e7\u00fck bankalardan mevduat \u00e7\u0131k\u0131\u015f\u0131n\u0131 &quot;derhal durduracak&quot; sigortay\u0131 &quot;t\u00fcm mevduatlar&quot; i\u00e7in geni\u015fletmeyi ama\u00e7l\u0131yor.\u00a0<\/strong><\/li>\n\n\n\n<li><strong>Kurulu\u015f, iki y\u0131ll\u0131k d\u00f6nemin ABD bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fc &quot;istikrara kavu\u015fturaca\u011f\u0131n\u0131&quot; ve &quot;daha fazla banka iflas\u0131&quot; olas\u0131l\u0131\u011f\u0131n\u0131 azaltaca\u011f\u0131n\u0131 iddia ediyor.\u00a0<\/strong><\/li>\n\n\n\n<li><strong>MBCA, FDIC&#039;den sigorta program\u0131n\u0131n bankalar taraf\u0131ndan finanse edildi\u011finden emin olmas\u0131n\u0131 istedi.<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Amerika Birle\u015fik Devletleri&#039;nde (ABD) Silicon Valley Bank&#039;\u0131n (SVB) \u00e7\u00f6k\u00fc\u015f\u00fcn\u00fcn yaratt\u0131\u011f\u0131 domino etkisinin ortas\u0131nda, bir\u00e7ok banka ve m\u00fc\u015fterileri paralar\u0131n\u0131n gelece\u011fi konusunda endi\u015feli. Sonu\u00e7 olarak, Amerika Orta \u00d6l\u00e7ekli Banka Koalisyonu (MBCA), b\u00f6lgedeki federal d\u00fczenleyicilerden orta \u00f6l\u00e7ekli bankalardaki t\u00fcm mevduatlar\u0131n sigortas\u0131n\u0131 \u00f6n\u00fcm\u00fczdeki iki y\u0131l boyunca uzatmalar\u0131n\u0131 istedi.&nbsp;<\/p>\n\n\n\n<p>g\u00f6re <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2023-03-18\/midsize-us-banks-ask-fdic-to-insure-all-deposits-for-two-years#xj4y7vzkg\" class=\"ek-link\" rel=\"nofollow noopener\" target=\"_blank\">bildiri<\/a> ABD&#039;deki t\u00fcm orta \u00f6l\u00e7ekli bankalar\u0131n koalisyonu olan MBCA, 18 Mart&#039;ta Bloomberg&#039;den Federal Mevduat Sigorta Kurumu&#039;na (FDIC) bir mektup yazarak, kurumdan &quot;t\u00fcm mevduatlar&quot; i\u00e7in sigortay\u0131 geni\u015fletmesini talep etti; K\u00fc\u00e7\u00fck bankalardan mevduat \u00e7\u0131k\u0131\u015f\u0131.\u00a0<\/p>\n\n\n\n<p>Orta \u00f6l\u00e7ekli banka koalisyonu mektupta, kendi inan\u00e7lar\u0131na g\u00f6re, t\u00fcm mevduatlar\u0131n iki y\u0131ll\u0131k s\u00fcre boyunca sigortalanmas\u0131n\u0131n kullan\u0131c\u0131lar\u0131n g\u00fcvenini art\u0131raca\u011f\u0131n\u0131, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fc istikrara kavu\u015fturaca\u011f\u0131n\u0131 ve &quot;daha fazla banka iflas\u0131&quot; olas\u0131l\u0131\u011f\u0131n\u0131 azaltaca\u011f\u0131n\u0131 belirtti.\u00a0<\/p>\n\n\n\n<p>\u0130lgin\u00e7 bir \u015fekilde, ABD orta \u00f6l\u00e7ekli bankalar koalisyonu da FDIC&#039;den sigorta program\u0131n\u0131n bankalar\u0131n kendileri taraf\u0131ndan finanse edildi\u011finden emin olmas\u0131n\u0131 istedi. Bu, artan teminata kat\u0131lmay\u0131 tercih eden bor\u00e7 verenler i\u00e7in mevduat sigortas\u0131 de\u011ferlendirmesini y\u00fckselterek yap\u0131labilir.<\/p>\n\n\n\n<p>Yasal haber kayna\u011f\u0131 Crypto Law Lawyer&#039;\u0131n kurucusu John Deaton&#039;\u0131n 19 Mart&#039;ta yapt\u0131\u011f\u0131 bir tahmine g\u00f6re, FDIC&#039;nin bir garanti sa\u011flayamamas\u0131 durumunda 300&#039;e kadar bankan\u0131n batabilece\u011fini not etmek \u00e7ok \u00f6nemlidir.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">FDIC garantisi olmazsa 2 ila 300 bankan\u0131n bataca\u011f\u0131na bahse girerim. Ve bu krizin Kripto ile H\u0130\u00c7B\u0130R ilgisi yok. <a href=\"https:\/\/t.co\/JPRjXEwVVW\" rel=\"nofollow\">https:\/\/t.co\/JPRjXEwVVW<\/a><\/p>\u2014 John E Deaton (@JohnEDeaton1) <a href=\"https:\/\/twitter.com\/JohnEDeaton1\/status\/1637214354914385921?ref_src=twsrc%5Etfw\" rel=\"nofollow noopener\" target=\"_blank\">18 Mart 2023<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p>ABD orta \u00f6l\u00e7ekli bankalar\u0131ndan gelen bu mektup, ekonomistlerin yapt\u0131\u011f\u0131 ara\u015ft\u0131rmalar\u0131n \u00e7ok say\u0131da bankan\u0131n sigortas\u0131z mevduat \u00e7ekme riski alt\u0131nda oldu\u011funu do\u011frulamas\u0131ndan neredeyse bir hafta sonra geldi. Raporda, &quot;sigortas\u0131z mevduat sahiplerinin yaln\u0131zca yar\u0131s\u0131 \u00e7ekilmeye karar verse bile, neredeyse 190 bankan\u0131n sigortal\u0131 mevduat sahipleri i\u00e7in potansiyel de\u011fer kayb\u0131 riskiyle kar\u015f\u0131 kar\u015f\u0131ya oldu\u011fu ve potansiyel olarak $300 milyar sigortal\u0131 mevduat\u0131n risk alt\u0131nda oldu\u011fu&quot; belirtildi.<\/p>\n\n\n\n<p>Ekonomistler, merkez bankalar\u0131 taraf\u0131ndan yaz\u0131lan para politikalar\u0131n\u0131n devlet tahvilleri ve ipotekler gibi uzun vadeli varl\u0131klara zarar verebilece\u011fine ve bu nedenle ABD&#039;deki bankalar i\u00e7in \u00f6nemli kay\u0131plar yaratabilece\u011fine inan\u0131yor.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u00c7al\u0131\u015fman\u0131n sonucuna g\u00f6re, &quot;Banka varl\u0131k de\u011ferlerindeki son d\u00fc\u015f\u00fc\u015fler, ABD bankac\u0131l\u0131k sisteminin sigortas\u0131z mevduat sahiplerinin ka\u00e7\u0131\u015f\u0131na kar\u015f\u0131 k\u0131r\u0131lganl\u0131\u011f\u0131n\u0131 \u00f6nemli \u00f6l\u00e7\u00fcde art\u0131rd\u0131.&quot;<\/p>\n<\/blockquote>\n\n\n\n<p>BitcoinWisdom taraf\u0131ndan daha \u00f6nce bildirildi\u011fi \u00fczere Silicon Valley Bank (SVB) ve Signature Bank&#039;\u0131n \u00e7\u00f6k\u00fc\u015f\u00fc ABD ekonomisini ve bankac\u0131l\u0131k sistemini tehlikeye att\u0131. \u0130lgin\u00e7 bir \u015fekilde, her iki banka da kripto varl\u0131klar\u0131na ve \u015firketlerine maruz kald\u0131.&nbsp;<\/p>\n\n\n\n<p>Kripto toplulu\u011fu,<a href=\"https:\/\/bitcoinwisdom.com\/tr\/is-crypto-facing-a-huge-threat-in-the-us\/\"> ABD h\u00fck\u00fcmeti silahland\u0131rmay\u0131 planl\u0131yor<\/a> hem Signature Bank hem de Silicon Valley Bank&#039;\u0131n kriptoya kar\u015f\u0131 m\u00fccadelesinde \u00e7\u00f6k\u00fc\u015f\u00fc. Ancak, yak\u0131n zamanda bir FDIC s\u00f6zc\u00fcs\u00fc, bu bankalar\u0131 devralanlar\u0131n<a href=\"https:\/\/bitcoinwisdom.com\/tr\/potential-buyers-of-signature-bank-wont-have-to-abandon-crypto-fdic\/\"> karar vermekte \u00f6zg\u00fcr<\/a> kripto firmalar\u0131 da dahil olmak \u00fczere bankalar\u0131n hangi eski m\u00fc\u015fterilerini tutmak istedikleri.<\/p>","protected":false},"excerpt":{"rendered":"<p>Amerika Orta \u00d6l\u00e7ekli Banka Koalisyonu (MBCA), FDIC&#039;den orta \u00f6l\u00e7ekli ABD bankalar\u0131ndaki t\u00fcm mevduatlar\u0131n sigortas\u0131n\u0131 \u00f6n\u00fcm\u00fczdeki 2 y\u0131l boyunca uzatmas\u0131n\u0131 istedi.<\/p>","protected":false},"author":21,"featured_media":54437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[191,12],"tags":[135,172],"class_list":["post-54436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-talk","category-news","tag-blockchain","tag-crypto"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US.jpg",1200,675,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-300x169.jpg",300,169,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-768x432.jpg",640,360,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-1024x576.jpg",640,360,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US.jpg",1200,675,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US.jpg",1200,675,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/03\/US-18x10.jpg",18,10,true]},"uagb_author_info":{"display_name":"Parth Dubey","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/parth\/"},"uagb_comment_info":0,"uagb_excerpt":"The Mid-Size Bank Coalition of America (MBCA) has asked the FDIC to extend the insurance of all the deposits in midsize US banks for the next 2 years.","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/54436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=54436"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/54436\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/54437"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=54436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=54436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=54436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}