{"id":65932,"date":"2023-05-19T04:54:09","date_gmt":"2023-05-19T04:54:09","guid":{"rendered":"https:\/\/bitcoinwisdom.com\/?p=65932"},"modified":"2023-05-19T04:54:09","modified_gmt":"2023-05-19T04:54:09","slug":"imf-believes-nigerian-cbdc-is-laudable-but-needs-improvement","status":"publish","type":"post","link":"https:\/\/bitcoinwisdom.com\/tr\/imf-believes-nigerian-cbdc-is-laudable-but-needs-improvement\/","title":{"rendered":"IMF, Nijerya CBDC&#039;sinin &quot;\u00d6vg\u00fcye De\u011fer&quot; Oldu\u011funa \u0130nan\u0131yor, Ancak \u0130yile\u015ftirilmesi Gerekiyor"},"content":{"rendered":"<ul class=\"wp-block-list\">\n<li><strong>Uluslararas\u0131 Para Fonu (IMF), Nijerya CBDC&#039;si eNaira&#039;n\u0131n &quot;\u00f6vg\u00fcye de\u011fer&quot; oldu\u011funu ancak biraz iyile\u015ftirilmesi gerekti\u011fini belirtti.\u00a0<\/strong><\/li>\n\n\n\n<li><strong>\u00c7al\u0131\u015fman\u0131n zaman aral\u0131\u011f\u0131 boyunca toplam c\u00fczdanlar\u0131n 1,5%&#039;si aktif kald\u0131 ve yaln\u0131zca 802.000 i\u015flem ba\u015flat\u0131ld\u0131.<\/strong><\/li>\n\n\n\n<li><strong>BM ajans\u0131, c\u00fczdan ba\u015f\u0131na 1&#039;den az i\u015flem ba\u015flat\u0131ld\u0131\u011f\u0131n\u0131 ve 1%&#039;den daha az banka hesab\u0131n\u0131n c\u00fczdan sahibi oldu\u011funu belirtti.<\/strong><\/li>\n\n\n\n<li><strong>IMF, eNaira&#039;n\u0131n MMO&#039;lar ve m\u00fc\u015fteriler aras\u0131nda bir k\u00f6pr\u00fc g\u00f6revi g\u00f6rebilece\u011fini veya perakende pazar\u0131nda MMO&#039;larla rekabet edebilece\u011fini s\u00f6yledi.<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>Merkezi Washington DC&#039;de bulunan Birle\u015fmi\u015f Milletler&#039;in finans kurumu Uluslararas\u0131 Para Fonu (IMF), kripto para birimlerine ve bunlar\u0131n Bitcoin&#039;i (BTC) yasal \u00f6deme arac\u0131 olarak benimseyen ilk \u00fclke olan El Salvador da dahil olmak \u00fczere \u00e7e\u015fitli \u00fclkelerde yayg\u0131n olarak benimsenmesine \u015f\u00fcpheyle yakla\u015f\u0131yor. Ajans yak\u0131n zamanda Nijerya&#039;n\u0131n resmi merkez bankas\u0131 dijital para birimi olan eNaira hakk\u0131ndaki raporunu &quot;\u00f6vg\u00fcye de\u011fer&quot; olarak nitelendirerek yay\u0131nlad\u0131. Ancak ajans, CBDC&#039;nin kitlelere ula\u015fabilmesi i\u00e7in iyile\u015ftirmelere ihtiyac\u0131 oldu\u011funa inan\u0131yor.&nbsp;<\/p>\n\n\n\n<p>IMF&#039;ye g\u00f6re <a href=\"https:\/\/www.imf.org\/en\/Publications\/WP\/Issues\/2023\/05\/16\/Nigerias-eNaira-One-Year-After-533487\" class=\"ek-link\" rel=\"nofollow noopener\" target=\"_blank\">bildiri<\/a> Bu hafta ba\u015f\u0131nda yay\u0131nlanan bir rapora g\u00f6re, bir ya\u015f\u0131na yakla\u015fan ve Bahama Kum Dolar\u0131&#039;ndan sonra d\u00fcnyan\u0131n ikinci CBDC&#039;si olan Nijerya CBDC&#039;sinin perakende taraf\u0131 orta seviyeli ancak gecikme sorunu ya\u015fam\u0131yor. Ajans, CBDC&#039;nin ilk benimseyenlerin \u00f6tesine ge\u00e7mesi gerekti\u011fini iddia ediyor.<\/p>\n\n\n\n<p>IMF ara\u015ft\u0131rmac\u0131lar\u0131, Nijerya Merkez Bankas\u0131&#039;n\u0131n eNaira&#039;y\u0131 a\u015famal\u0131 bir \u015fekilde tan\u0131tt\u0131\u011f\u0131n\u0131 ve bunun da CBDC&#039;nin en b\u00fcy\u00fck iki hedefinden, yani finansal kat\u0131l\u0131m\u0131 banka hesab\u0131 olmayanlar\u0131 da kapsayacak \u015fekilde geni\u015fletmek ve havaleleri kolayla\u015ft\u0131rmakla sonu\u00e7land\u0131\u011f\u0131n\u0131 belirtti. Ayr\u0131ca BM ajans\u0131, kay\u0131tl\u0131 c\u00fczdanlar\u0131n toplam say\u0131s\u0131n\u0131n yakla\u015f\u0131k 1.5%&#039;sinin her hafta aktif oldu\u011funu ve incelenen s\u00fcre boyunca yaln\u0131zca 802.000 i\u015flemin ba\u015flat\u0131ld\u0131\u011f\u0131n\u0131 ekledi.<\/p>\n\n\n\n<p>Bu i\u015flem say\u0131s\u0131, c\u00fczdan ba\u015f\u0131na birden az i\u015flemin ba\u015flat\u0131ld\u0131\u011f\u0131n\u0131 do\u011frulamaktad\u0131r ve \u00fclkedeki banka hesaplar\u0131n\u0131n 1%&#039;den daha az\u0131n\u0131n c\u00fczdana sahip oldu\u011funa dikkat etmek \u00f6nemlidir.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Gazete, &quot;Benzer \u00f6zelliklere sahip t\u00fcm a\u011f \u00fcr\u00fcnleri gibi (\u00f6rne\u011fin, kredi kart\u0131), ba\u015flang\u0131\u00e7taki d\u00fc\u015f\u00fck benimsenme dengesini k\u0131rmak i\u00e7in ak\u0131ll\u0131 stratejiler ve \u015fans\u0131n bir kar\u0131\u015f\u0131m\u0131n\u0131 gerektirir&quot; dedi.&nbsp;<\/p>\n<\/blockquote>\n\n\n\n<p>IMF, daha da \u00f6nemlisi, mobil para operat\u00f6rlerinin (MMO&#039;lar\u0131n) Nijerya&#039;da b\u00fcy\u00fck bir a\u011fa sahip oldu\u011funu ve makalede g\u00fcndeme getirilen temel sorunun eNaira&#039;n\u0131n bu MMO&#039;larla ili\u015fkisi oldu\u011funu belirtti. eNaira&#039;n\u0131n izleyebilece\u011fi iki yol var: MMO&#039;lar ile m\u00fc\u015fteriler aras\u0131nda k\u00f6pr\u00fc g\u00f6revi g\u00f6rmek veya perakende pazar\u0131nda operat\u00f6rlerle rekabet etmek.&nbsp;<\/p>\n\n\n\n<p>Makale, eNaira&#039;n\u0131n bir k\u00f6pr\u00fc g\u00f6revi g\u00f6rmesinin m\u00fcmk\u00fcn oldu\u011funu ancak CBDC&#039;nin bu MMO&#039;lar\u0131n yerini alabilece\u011fini &quot;hayal etmenin zor&quot; oldu\u011funu belirtti.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">\ud83d\udd25CoinW Afrika Bug\u00fcn<a href=\"https:\/\/twitter.com\/hashtag\/Nigeria?src=hash&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow noopener\" target=\"_blank\">#Nijerya<\/a> Bahamalar&#039;dan sonra CBDC&#039;yi kullan\u0131ma sunan ikinci \u00fclke oldu. Nijerya&#039;n\u0131n Ekim ay\u0131nda e-Naira&#039;y\u0131 tan\u0131tmas\u0131n\u0131n ard\u0131ndan, <a href=\"https:\/\/twitter.com\/hashtag\/SouthAfrica?src=hash&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow noopener\" target=\"_blank\">#Sg\u00fcneyAfrika<\/a> ve <a href=\"https:\/\/twitter.com\/hashtag\/Ghana?src=hash&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow noopener\" target=\"_blank\">#Gana<\/a> IMF, dijital para ve fintech blogunda, di\u011fer \u00fclkeler ara\u015ft\u0131rma a\u015famas\u0131ndayken pilot uygulamalar y\u00fcr\u00fct\u00fcyor. <a href=\"https:\/\/t.co\/WJF5hILn97\" rel=\"nofollow\">pic.twitter.com\/WJF5hILn97<\/a><\/p>\u2014 @CoinWAfrica_Official (@CoinW_Africa) <a href=\"https:\/\/twitter.com\/CoinW_Africa\/status\/1541304798711975936?ref_src=twsrc%5Etfw\" rel=\"nofollow noopener\" target=\"_blank\">27 Haziran 2022<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p>IMF ayr\u0131ca, tek para birimi sistemi olan eNaira&#039;n\u0131n havaleleri do\u011frudan kar\u015f\u0131layamayaca\u011f\u0131n\u0131 da kaydetti. Ancak ajans, uluslararas\u0131 para transferi operat\u00f6rlerinin eNaira c\u00fczdanlar\u0131 almas\u0131na izin vererek veya arac\u0131l\u0131k yoluyla bunun \u00fcstesinden gelinebilece\u011fini kaydetti. Ajans, bu se\u00e7eneklerin her ikisinin de pahal\u0131 olaca\u011f\u0131n\u0131 eklerken ilkini tavsiye etti.&nbsp;<\/p>\n\n\n\n<p>Uluslararas\u0131 Para Fonu istiyor <a href=\"https:\/\/bitcoinwisdom.com\/tr\/imf-calls-demands-stricter-regulations-for-cryp\/\" class=\"ek-link\">Afrika&#039;da daha fazla kripto d\u00fczenlemesi<\/a> Chainalysis&#039;e g\u00f6re, b\u00f6lgedeki kripto pazar\u0131 Temmuz 2020 ile Haziran 2021 aras\u0131nda 1.200%&#039;den fazla b\u00fcy\u00fcd\u00fc\u011f\u00fc i\u00e7in. Kripto borsas\u0131n\u0131n iflas\u0131n\u0131n ard\u0131ndan <a class=\"wpil_keyword_link\" href=\"https:\/\/bitcoinwisdom.com\/tr\/ftx-review\/\" title=\"FTX\" data-wpil-keyword-link=\"linked\">FTX<\/a> Ge\u00e7en y\u0131l Kas\u0131m ay\u0131nda ajans, b\u00f6lgede kripto d\u00fczenlemesinin bir gereklilik oldu\u011funa inan\u0131yor.\u00a0<\/p>\n\n\n\n<p>BitcoinWisdom taraf\u0131ndan daha \u00f6nce bildirildi\u011fi gibi, Finansal \u0130stikrar Kurulu, IMF ve Uluslararas\u0131 \u00d6demeler Bankas\u0131 i\u015fbirli\u011fini duyurdu. <a href=\"https:\/\/bitcoinwisdom.com\/tr\/report-imf-wants-more-regulation-of-digital-asse\/\" class=\"ek-link\">d\u00fczenleyici \u00e7er\u00e7eve y\u00f6nergelerini bu y\u0131l i\u00e7inde yay\u0131nlayacak<\/a>. Bu ajanslar, kripto end\u00fcstrisinin d\u00fczenlenmesine \u00f6ncelik verdiler ve belirli ko\u015fullar kar\u015f\u0131lanmazsa tamamen yasaklamay\u0131 d\u00fc\u015f\u00fcneceklerdi.<\/p>\n\n\n\n<p>IMF genel m\u00fcd\u00fcr\u00fc Kristalina Georgieva, &quot;d\u00fczenlemenin yava\u015f gelmesi ve kripto varl\u0131klar\u0131n\u0131n t\u00fcketiciler i\u00e7in daha y\u00fcksek bir risk haline gelmesi ve finansal istikrar potansiyeline sahip olmas\u0131 durumunda, kripto para birimlerinin yasaklanmas\u0131n\u0131n&quot; masadan kald\u0131r\u0131lmamas\u0131 gerekti\u011fini ekledi.<\/p>","protected":false},"excerpt":{"rendered":"<p>Uluslararas\u0131 Para Fonu (IMF), Nijerya CBDC&#039;si eNaira&#039;n\u0131n &quot;\u00f6vg\u00fcye de\u011fer&quot; oldu\u011funu ancak biraz iyile\u015ftirilmesi gerekti\u011fini belirtti.\u00a0<\/p>","protected":false},"author":21,"featured_media":65935,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","_uag_custom_page_level_css":"","footnotes":""},"categories":[190,12],"tags":[259,1711],"class_list":["post-65932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-news","category-news","tag-cbdc","tag-imf"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/05\/IMF.jpg",1200,675,false],"thumbnail":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/05\/IMF-500x330.jpg",500,330,true],"medium":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/05\/IMF-300x169.jpg",300,169,true],"medium_large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/05\/IMF-768x432.jpg",640,360,true],"large":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/05\/IMF-1024x576.jpg",640,360,true],"1536x1536":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/05\/IMF.jpg",1200,675,false],"2048x2048":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/05\/IMF.jpg",1200,675,false],"trp-custom-language-flag":["https:\/\/bitcoinwisdom.com\/wp-content\/uploads\/2023\/05\/IMF-18x10.jpg",18,10,true]},"uagb_author_info":{"display_name":"Parth Dubey","author_link":"https:\/\/bitcoinwisdom.com\/tr\/author\/parth\/"},"uagb_comment_info":0,"uagb_excerpt":"The International Monetary Fund (IMF) stated that the Nigerian CBDC, eNaira, is \"laudable\" but needs some improvement.\u00a0","_links":{"self":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/65932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/comments?post=65932"}],"version-history":[{"count":0,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/posts\/65932\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media\/65935"}],"wp:attachment":[{"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/media?parent=65932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/categories?post=65932"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcoinwisdom.com\/tr\/wp-json\/wp\/v2\/tags?post=65932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}